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Everything You Need to Know About Digit Health Insurance Claims

As the demand for health insurance rises, many insurance companies offer their clients a range of affordable health insurance options. Individuals carefully examine and compare the various plans available, searching for the features and benefits that best suit their needs. Thanks to technological advancements, the process of purchasing, renewing, and claiming insurance has become significantly easier and quicker for policyholders.

To have your medical bills paid by your insurance company, you must make a health insurance claim. It’s crucial to Know About Digit Health Insurance and how your insurer handles Digit Health Insurance Claims before taking any action. Digit health insurance claims coverage allows you to submit either a reimbursement claim or a cashless claim. Let’s Know About Digit Health Insurance Claims in this article below. 

What is Digit Health Insurance?

Digit Health Insurance, offered by Go Digit General Insurance, is a highly reliable and well-known option for your health insurance needs. Backed by Fairfax Financial Holdings Limited, a global company operating in around 30 countries, this insurance has received multiple accolades for its exceptional work in the industry.

With various health insurance plans to choose from, Digit Health Insurance guarantees to protect you and your family from potentially costly medical expenses during emergencies. You can Know About Digit Health Insurance that in hospitalization-related medical expenses will not fully deplete your funds with this insurance.

Types of Digit Health Insurance Claims

Digit Health Insurance Claims are of two types reimbursement or cashless. Here’s a breakdown of both

1. Digit Health Insurance Cashless Claim

If you choose to receive treatment at a hospital that’s affiliated with Digit General Insurance Company Ltd. You won’t have to pay anything upfront with the Digit Health Insurance Claims option. Your medical expenses will be covered by your policy, but the extent of this coverage will depend on your specific plan and its benefits.

2. Digit Health Insurance Reimbursement Claim

If you have received medical care at any hospital, network hospital or not, you can submit a reimbursement claim for payment under your Digit health insurance plan. This type of claim is one of the most common in health insurance. It is important to note that you have 15 days from the date of your hospital discharge to submit the claim for reimbursement, according to the coverage provisions of your insurance plan.

How to File a Cashless Digit Health Insurance Claim?

Digit Company is committed to delivering a transparent and equitable Digit Health Insurance Claims process to guarantee our clients are informed about our services.

To simplify and clarify the procedure for filing cashless Digit Health Insurance Claims in-network hospitals, we have created a comprehensive guide. To submit a cashless Digit Health Insurance Claim, please follow the steps below

  • Choose a hospital that is part of the Go Digit Health Insurance network and inform your insurer as soon as possible.
  • Present your health ID card and complete the pre-authorization form at the hospital desk to initiate the Digit Health Insurance Claims settlement process.
  • Ensure that you fill out the form accurately and provide all necessary documentation.
  • Send the completed form and other required documents to the third party or insurance provider.
  • Once your request has been processed and your claim has been accepted, the insurance will directly settle your medical debt with the hospital. It’s important to note that you won’t be required to pay any of your medical expenses out of pocket according to the terms of this claim.

Please note that these actions are necessary for a successful cashless Digit Health Insurance Claims submission.

How to File a Reimbursement Claim for a Digit Health Insurance Plan?

When you Know About Digit Health Insurance, You can select any hospital you prefer to make this claim, but you need to pay for the expenses initially before the reimbursement is transferred to your bank account.

This method takes more time compared to cashless claims. Allow me to explain the steps on how to submit a reimbursement claim

  • You must notify your insurance company of your hospital stay within 48 hours if you want to be admitted to the hospital of your choice.
  • Before you leave the hospital, make sure you receive the necessary medical attention and settle any outstanding fees. It’s essential to take care of these things before heading home so that you can focus on recovering in the comfort of your own space.
  • Make sure to collect all necessary paperwork, such as prescriptions, invoices, receipts, and discharge papers, before leaving. Afterward, fill out the claim request form and submit it along with the documents to your insurance provider.

Required Documents for Digit Health Insurance Claims

To submit Digit Health Insurance Claims, you’ll need to provide certain documentation. The required documents may vary depending on the type of claim, so it’s important to review which ones are necessary for your specific situation. Below is a list of the documentation you should Know About Digit Health Insurance cashless claim reimbursement

List of Documents Hospitalization Claim Daily Hospital Cash Claim Critical Illness Claim
Claim form (Duly Filled and Signed) Yes Yes Yes
Original Hospital Main Bill Yes No No
Medical Records Yes No Yes
Discharge Summary Yes Yes No
Prescriptions and pharmacy bills in their original format. Yes No No
Original Hospital Bill with the breakup Yes No No
CDs or digital copies of the investigation’s methods. Yes No No
KYC (Photo ID Card) Bank Details with Cancelled Cheque Yes Yes Yes
Investigation & Consultation Papers Yes No Yes

Documents Required in Specific Cases

Pregnancy-related claims and Ante-natal Record: Summary of Birth Discharge. Yes No No
Accidental Case- MLC/FIR Report Yes No Yes
For death or disability claims, please provide the original invoice or sticker along with the death certificate, post-mortem report, and disability certificate (if applicable). Yes No No
Attending Doctor’s Certificate (If applicable) Yes —– Yes

Digit Health Insurance Renewal

You will receive a renewal reminder email from your insurer approximately 30 days before the expiration of your Digit Health Insurance policy if you purchased it online. This email will provide you with a link to the renewal page, where you will be able to review the terms of your policy and make payment. Once your payment is processed, your policy documents will be delivered to you via email.

If you decide to handle it independently, these are the crucial steps you should follow:

  • Go to the Website

Kindly visit the Renewal section available on the Digit website.

  • Provide Details

To proceed with your request, we require your policy number. You can conveniently find it in the digital version of your policy. Additionally, we may ask for your mobile number, email address, date of birth, or policy expiration date.

  • Go Over and Modify the Policy’s Details

Once you review your new policy, you will see the details of your renewal premium. You will also be able to make changes to the insured sum and current covered members if needed.

  • Once the Payment is Made the Job is Done

Upon verification of the information, you must proceed to the payment gateway to complete the transaction. Once the payment is confirmed, your new insurance will be promptly delivered to your email as a soft copy.

Things to Consider While Renewal of Digit Health Insurance

When renewing your Digit health insurance coverage, there are a few things to keep in mind. Now is the optimal moment to boost your Sum Insured. Bear in mind that this is not a task that can be executed at any given time throughout the year.

It is highly recommended to verify whether you have obtained a no-claim bonus from your insurance policy in case you have not lodged any claims in the previous year. Please keep in mind that you can only add members, such as your spouse or children, at the time of renewal. Therefore, it’s important to consider this when deciding on your renewal options.


If you need to file a claim for your health insurance coverage, it’s crucial to have the proper documentation. To find out what documents you need and other important information about your policy, be sure to review your policy papers carefully.

Everything You Need to Know About Digit Health Insurance Claims – FAQs

What is Digit Health Insurance?

Ans. Digit Health Insurance, offered by Go Digit General Insurance, is a highly reliable and well-known option for your health insurance needs.

Who is the owner of Digit Health?

Ans. General insurance provider Digit was founded by Kamesh Goyal and is supported by the Fairfax Group.

What kind of health insurance is Digit?

Ans. The claim process used by Go Digit General Insurance is simple, which makes it simpler for customers to submit a claim.

How to File a Reimbursement Claim for a Digit Health Insurance Plan?

Ans. Notify your insurance company when hospitalized. Gather medication details, bills, receipts, and discharge papers before leaving. Fill out the claim request form with supporting documents and submit it to the insurance company.

Why choose cashless Digit Health Insurance Claims?

Ans. By choosing the Digit Health Insurance Claims option, you can avail medical treatment at a hospital affiliated with Digit General Insurance Company Ltd without paying anything upfront.



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