UCO bank is one of the famous banks in India providing various facilities to the customers. One of the most valuable services offered by the bank is UCO bank net banking. Customers can use this service 24/7 to perform various banking functions from their PCs or mobile devices.
UCO net banking offers various services such as fund transfers, account balance checks, account statement downloads, online bill payments, etc. All the customers of the UCO bank can easily register for the UCO net banking service. Let’s discuss this here.
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Benefits of UCO Bank Net Banking
UCO bank offers various services through net banking portals such as:
1. Account Information
- Customers can check their account balance, transaction history, and payment status online.
- The bank offers 24/7 customer support
- Mini statements and online account statements can be downloaded easily.
- You Can track loan installments.
- Customers can track their Chequebook status also.
2. Online Transactions
- Users can pay online via the UCO net banking portal across various merchants/ e-commerce platforms.
- Mutual Funds, online sharing, and AMC selling are also available through net banking.
3. Demat Account
- Customers can access their Demat Account Online.
- Customers can perform transactions and hold statements, including ISIN code, Scrip name, and balance.
UCO Bank Net Banking Registration Process
If you are a UCI bank account holder, you can efficiently perform UCO bank net banking registration using the process below:
- Visit the UCO bank net banking portal at https://www.ucoebanking.in/
- Go to the “Self-service” portion and press the “Retail online registration” option that you can get in the drop-down menu.
- There will be a new page, input your UCO bank account number, Any of the last 5 transactions, type of transaction, and captcha code.
- Press “Continue”.
- You will get an OTP on your mobile number; enter it in the space provided and press “Confirm.”
- On the new page, input UCO bank debit card details and press “Submit” again.
- You will get a temporary user ID and password to log in.
- Create a new user ID and password after login. Input your Email ID and press “Submit”.
- You will get a confirmation message regarding successful UCO bank net banking registration on your screen.
UCO Bank Net Banking Login Process
Once you have done the registration, you can do the UCO net banking login using the process below:
- Customers must wait 2-3 days after UCO bank net banking registration.
- Visit UCO net banking official website at https://www.ucoebanking.in/
- Press “Net banking Login.” Choose from “Retail Login and UCO Banking corporate banking login.”
- If you are a Retail user, enter the user ID and the captcha code on the login page. However, corporate users must enter the UCO bank corporate login ID and captcha code.
- Press the “Login” button to access the uco bank internet banking.
How To Reset the UCO Bank Net Banking Password?
If you have forgotten your UCO net banking password, you can easily do a UCO bank net banking password reset using the process below:
- Visit the official site for UCO bank internet banking.
- Press “Password Reset” under the UCO e-banking portion.
- You will be redirected to a new page where you must enter your user ID, account number, any of the last 5 transactions, and type of transaction.
- Press “Agree” and click the “Submit” button.
- Input the OTP that you will get on your mobile number.
- On the new page, you can generate a new password and re-enter it to confirm.
- You can use this password for UCO net banking login.
UCO Bank Mobile Banking
UCO bank customers have UCO Bank mobile banking service that they can use on mobile phones. You must register for UCO bank m-banking online and leverage mobile benefits such as balance checks, online fund transfers, and bill payments.
UCO Bank Mobile Banking Registration Process
You must follow the step-by-step process mentioned below for Uco Bank mobile banking registration:
- Download the UCO mobile banking app on your mobile phone.
- Now, you must log in using your UCO bank credentials, such as your mobile number, account number, or email ID.
- You need to create an MPIN and password.
- Use this new password and MPIN to log in to UCO Bank mobile banking.
Modes of Transactions and Limitations on UCO Net Banking
Customers can use UCO net banking for fund transfers anytime, anywhere. There are various options to transfer funds, such as NEFT, RTGS, or IMPS. However, NEFT and RTGS have daily transaction limits through UCO net banking. Let’s have a look:
1. For Retail users
Transaction type | Limit per transaction | Limit per day |
To self account | Rs. 15 lakh | Rs. 15 lakh |
To the Third party | Rs. 15 lakh | Rs. 15 lakh |
Bill Payments | Rs. 10 Lakh | Rs. 10 Lakh |
NEFT/RTGS | Rs. 15 lakh | Rs. 15 lakh |
2. For Corporate users
Transaction type | Limit per transaction | Limit per day |
To self account | Rs. 10 lakh | Rs. 50 lakh |
To the Third party | Rs. 10 lakh | Rs. 50 lakh |
Bill Payments | Rs. 20 Lakh | Rs. 20 Lakh |
NEFT/RTGS | Rs. 25 lakh | Rs. 50 lakh |
3. For UCO bank Mobile Banking
Transaction type | Limit per transaction | Limit per day |
To self account | 5 lakh Rs. | 5,00,000/- |
To the Third-party (added beneficiary) | 10 lakh Rs. | 5 lakh |
To Third party (without added beneficiary) | 50,000 Rs. | 5,00,000/- |
UPI | 1 Lakh Rs. | Rs. 1 Lakh |
NEFT | Rs. 5 lakh | Rs. 5 lakh |
IMPS | 5,00,000/- | Rs. 5 lakh |
IMPS quick transfer | Rs. 50,000 | Rs. 5 lakh |
RTGS | 5,00,000/- | Rs. 5 lakh |
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Conclusion
UCO bank net banking and UCO bank mobile banking are the unique banking services offered by the bank. Banking is now accessible for customers, and they can perform from anywhere without visiting banks. This has not only removed the stress of customers but also for the UCO bank staff.
FAQs
What is the process for Activation of UCO bank net banking?
Ans. Users of UCO Bank can register for UCO Bank internet banking by visiting the nearest UCO branch and filling out the application form. You will get a temporary user ID and password. Using these credentials, you can activate net banking through the official site.
Can I apply for UCO bank e-banking if I don’t have a bank account?
Ans. UCI bank net banking is not allowed without a bank account. To apply for net banking, you must open a bank account first.
How do I get my UCO bank net banking ID and password?
Ans. UCO bank ID and Passwords can be obtained from a branch of your bank. Once you have registered for net banking, The bank provides the temporary ID and password.
What to do if I am unable to log in using my UCO bank password?
Ans. Please check if you are entering the password correctly without any mistake. If the problem still exists, you can visit the UCO bank branch.
Is it possible to transfer funds from UCO bank net banking?
Ans. Yes, UCO bank net banking offers the facility for fund transfers to an account, another UCO account, or a third-party account. You can leverage IMPS/RTGS/NEFT using UCO net banking.