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How to Unblock Bajaj Finserv EMI Card Online

The Bajaj Finserv EMI card is a versatile financial tool that empowers consumers to convert their purchases into convenient monthly installments. This EMI card by Bajaj Finserv offers many benefits and features that help enhance the shopping experience. It has a pre-approved limit of up to two lakhs and many partner brands, making it a powerful financial instrument for shopping.

However, there can be instances where the card gets blocked, causing inconvenience. In this comprehensive guide, we will take you through the step-by-step process of how to unblock your Bajaj EMI card online. This will ensure you can resume using it for your purchases with ease.

What is Bajaj Finserv EMI Card?

The Bajaj Finserv EMI card is designed to make shopping more affordable. It allows you to spread the cost of your purchases over manageable monthly installments. Accepted at numerous partner stores, this card has become an essential asset for budget-conscious shoppers.

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How to Unblock Bajaj EMI Card Online?

If you want to unblock your Bajaj Finserv EMI Card, access the Bajaj Finserv customer service portal and go to the “My Account” section. Then, select your card details on the relationship page and proceed to the “block/unblock” tab.

Steps to Unblock Bajaj Finserv EMI Card

  • Open Bajaj Finserv Customer Portal
  • Sign in to your Account.
  • Tap On EMI Network Card
  • Click on View All EMI card details options.
  • Select Unblock Option

The detailed dissection of each step of how to unblock a Bajaj EMI card online is given below:

1. Open Bajaj Finserv Customer Portal

To access the Bajaj Finserv Customer Portal, simply type “Bajaj Finserv Customer Portal” in Google search and click on the official website link that appears first. This will take you to the portal, which you can access on your phone or PC.

Open Bajaj Finserv Customer Portal

2. Sign in to Your Account

Upon accessing the Bajaj Finserv Customer Portal, input your Mobile Number and Date of Birth. Then, proceed to sign in to your account by entering the OTP received.

Sign in to Your Account

3. Tap on EMI Network Card

Within your account, you will find an option for the Bajaj EMI Card or EMI Network Card. Click on it to proceed to the next steps.

Tap On EMI Network Card

4. Click on View all EMI Card Details Options

Once you click on the EMI Network Card, a new page will appear. Scroll down to access the Relationship details menu. Click on “View All” and navigate to the EMI card details options. From there, you can choose to Block, Unblock, or Reissue your Bajaj EMI Card.

Click on View all EMI Card Details Options

5. Select Unblock Option

From the “View All EMI card details” option, select “Unblock” to view the duration for which your Bajaj EMI Card has been blocked.

Alternatively, Choose “Unblock” from the “View All EMI card details” option to investigate the reason for the block on your Bajaj EMI Card.

Select Unblock Option

How to Unblock Bajaj Finserv EMI Card Online on the My Account Portal?

When you look for how to unblock a Bajaj Finserv EMI card online, you can choose to raise a Bajaj emi card to unblock the request via the online account portal. The steps to do it are:

  • Visit the Bajaj Finserv customer portal Login using your registered ID, phone number, email ID, password, and OTP.
  • Visit the ‘My Relations’ section.
  • Choose the ‘EMI Network card’ option.
  • Select the ‘View All’ option.
  • Then go to the ‘EMI card details’ option.
  • Choose from the ‘unblock,’ ‘block’ or ‘reissue’ option.

This is how to unblock Bajaj Finserv cards using the ‘My Account’ portal.  

How to Unblock Bajaj Emi Card Using Customer Care Service?

You’ll get these results when you look for how to unblock Bajaj Finserv EMI cards using customer service. Hence, you can follow these steps:

  • Call the official customer care number, which is +918698010101
  • Input the following details:
  • Official customer ID
  • EMI network card number
  • Details of the issue faced

You will get a notification when this issue gets resolved. 

How to Check if Your Bajaj EMI Card is Blocked?

  • To determine whether your Bajaj EMI card is blocked or not, log in to your Bajaj Finserv account. Log in to your ‘My Account’ section using your details like mobile number and customer ID. After logging in, move to ‘My Relations’ and select ‘EMI NEtwork card’.
  • You can also verify your blocked status through the mobile application. Simply click on the ‘Know More’ option and choose ‘See EMI Card Now’. This will retrieve the current status of your EMI Card. In case your card is blocked, it is crucial to initiate the EMI Card unblocking process promptly. Understanding the reason behind the blockage is equally important.

Reasons Why the Bajaj EMI Card Gets Blocked

While it is important to learn the Bajaj Finance EMI card unblocking procedure, it is equally essential to know how the card got blocked in the first place. Here are the reasons that caused the blocking of the Bajaj EMI Card.

1. ECS Mandate Processing Failure

The ECS mandate enables your bank account to auto-debit the payments from your account. This mandate helps you from missing out on payments helping in keeping your card active. If you face an ECS mandate failure, you can visit the nearest Bajaj Finserv branch and raise a request to activate it again.

2. Missed Payments

If you’ve missed multiple EMI payments, your card may get blocked. It’s crucial to stay on top of your payment schedule to prevent this.

3. Invalid Transactions

Suspicious or unauthorized transactions can trigger a block. Report any such transactions promptly to Bajaj Finserv.

4. Inactivity

Extended periods of inactivity on your EMI card may lead to a block. Make sure to use your card periodically to keep it active.

5. Failure to keep a CIBIL score of 750

If you fail to maintain a CIBIL score of 750 over an extended period, you may end up with a blocked Bajaj EMI card.

Features and Benefits of when you unblock bajaj EMI card

There are some benefits of the card that you should know before you go on to find how to unblock the Bajaj EMI card:

  • Pre-approved offer

As you do the Bajaj finance EMI card unblock, you can access a pre-approved offer of up to Rs 2 lakhs on your card. This results in empowering you to shop from the huge network of 1.2 lakh partner stores using this card.

  • Easy to access

Once you learn how to unblock the Bajaj EMI card online, you can easily access the card through the Bajaj Finserv app.

  • No cost EMI

The no-cost EMI feature entails that you need not pay any additional charges as interest on your shopping expenses.

  • Flexible repayment options

You can repay the cost of your shopped items during a flexible tenure of 3 to 24 months.

  • No foreclosure charges

Apart from having a flexible repayment tenor, you can always foreclose the repayment of EMI at your choice of time without any extra costs. You can foreclose your loans after you have made your first installment.

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Conclusion

When you look for Bajaj finance EMI card unblock methods, you might come across many useful articles. Unblocking your Bajaj Finserv EMI card online is an easy process that ensures you can continue enjoying its benefits.

By following this guide on “how to unblock Bajaj Finserv card online”, and staying vigilant about your card activity and payments, you can have the Bajaj Emi card unblocked. Additionally, it also prevents future blocks, from making the most out of this valuable financial tool.

How to Unblock Bajaj Finserv EMI Card Online – FAQs

What do I need to unblock my EMI card online?

Ans. You will need your registered mobile number, email address, and your Bajaj Finserv EMI Card details for verification.

What should I do if I forget my login credentials?

Ans. If you’ve forgotten your login credentials, you can use the “Forgot Password” or “Forgot User ID” options on the login page to reset your password or retrieve your User ID. For the next steps, you can follow the guide on “how to unblock Bajaj Finserv EMI card”.

Can I unblock my EMI card from the Bajaj Finserv mobile app?

Ans. Yes, you can unblock your EMI card using the Bajaj Finserv mobile app. Simply you can log in to your account and follow the steps provided.

What if I’m unable to unblock my EMI card online?

Ans. If you encounter any issues while trying to unblock your EMI card online, you can contact Bajaj Finserv customer support for assistance.

Are there any charges for unblocking my EMI card online?

Ans. There are generally no charges for unblocking your Bajaj Finserv EMI Card online. However, check with the customer service team or refer to the terms and conditions for any updates.

How long does it take for the EMI card to be unblocked once requested online?

Ans. The bajaj emi card unblocks request is usually instant once you’ve completed the verification process. However, in some cases, the unblocking process may take up to 24 hours. 

Is it necessary to have an internet banking facility to unblock the EMI card online?

Ans. No, you don’t necessarily need internet banking to unblock your EMI card online. You can use the Bajaj Finserv website or mobile app to complete the process.

Can I unblock my EMI card online if it’s lost or stolen?

Ans. If your EMI card is lost or stolen, it’s crucial to report it to Bajaj Finserv immediately. They will guide you through the necessary steps to address the situation.

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