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Kotak Bank Net Banking: Login, Registration Process

Kotak Mahindra Bank offers net banking services to the customers. It allows users to avail banking services 24/7 using their mobile devices or laptops. Kotak net banking is available for both retail and corporate customers. Users can pay utility bills, open FD and RD accounts, transfer funds, apply for loans, etc. through net banking.

Here, we will learn details about Kotak net banking, its login process, registration process, etc.

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Services offered by Kotak Bank Net Banking

Kotak net banking users get the following services:

  • 24/7 bank account access
  • Keep track of transactions and download mini statements on mobile phones or laptops.
  • Make online payments using net banking.
  • Request Chequebook and track status.
  • Block or unblock ATM card.
  • Pay utility bills such as electricity bills, water bills, etc.
  • Online recharges
  • Fund transfers within the bank or to other bank accounts using RTGS/NEFT/IMPS.
  • Check loan status
  • Pay credit card bills

Kotak Bank Net Banking Registration Process

If you wish to do Kotak Bank net banking registration, follow the simple steps below:

  • Visit the Kotak bank net banking portal at https://www.kotak.com/en/digital-banking/ways-to-bank/net-banking.html and press the “Login” Button.
  • Input customer number, username, or card number for Kotak Bank net banking registration. Enter the captcha code in the space provided and press the “Next” option.
  • Here, enter your account number and registered mobile number.
  • You will get an OTP on your mobile number, enter it in the provided space.
  • Now, you will get a prompt where you have to enter ATM details.
  • After entering your ATM card number and PIN, press “Submit”.
  • Read the terms & conditions and accept. Now press “Proceed”.
  • On the next page, you have to create a password for net banking.
  • Once the process is complete, you will get a pop-up message for successful registration.

Kotak Bank Net Banking Login Process

Kotak net banking login is very easily processed. Follow the simple steps mentioned below to log in:

  • Visit the Kotak Internet banking portal at https://www.kotak.com/en/digital-banking/ways-to-bank/net-banking.html
  • Press the “Login” option.
  • Input the Kotak bank net banking login password and registered mobile number or customer ID.
  • Click “Proceed” Button.
  • You are successfully logged in to your net banking account.

Kotak Net Banking Login Process for Corporate Users

If you are a caproate user, follow the steps below for Kotak Bank net banking login:

  • Go to the net banking portal of Kotak Mahindra Bank.
  • Enter Kotak corporate net banking login and password on the login page.
  • Press the “Submit” option.
  • You will be successfully logged in to the corporate net banking service.

How to Reset Kotak Mahindra Bank Net Banking Password

In case you forgot your Kotak Mahindra password, you can easily reset it by following a few simple steps:

  • Go to the official site for net banking of Kotak Mahindra Bank.
  • Press “Forgot Password” on the login page.
  • You will be redirected to a new page where you need to enter your registered mobile number and customer ID.
  • The bank will send OTP on your mobile number which you have to enter in the space provided.
  • On the new page, you need to create a new password. Re-type the password to confirm.
  • Click “Proceed”. You will get a pop-up on the screen for successful completion.

Kotak Net Banking Transaction Limit Charges

Mode of transaction Transaction limit
  Per beneficiary Channel-wise per day
IMPS Rs. 5 Lakh Rs. 5 Lakh
NEFT Rs. 5 Lakh Rs. 10 Lakh
RTGS Rs. 5 Lakh Rs. 10 Lakh
To another bank account Rs. 5 Lakh Rs. 10 Lakh
One-time fund transfer Rs. 50,000 Rs. 50,000
Own account fund transfer No Limit No Limit
Total Transfer Limit (Net banking + mobile banking) NA Rs. 11 Lakhs

How to Register for Kotak Mahindra Bank Mobile Banking?

Kotak Mahindra Bank has a mobile banking app that allows customers to perform banking on their mobile devices. Here are the steps to follow:

  • Download the app for Kotak Mahindra mobile banking from the Play Store or App Store.
  • After successful downloading, open the app and log in.
  • You will get 2 options on the homepage – New customer and existing customer. Press “new customer” to register.
  • Input your account details including customer ID and registered mobile number. Press “Proceed”.
  • You will get an OTP on your registered mobile number. Type the OTP in the space provided and press “confirm”.
  • On the new page, create MPIN for security.
  • Now, create a 6-digit MPIN for Kotak Bank mobile banking app.
  • You have now successfully activated mobile banking.

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Conclusion

Kotak net banking is the most useful service provided by Kotak Mahindra Bank. Users are allowed to perform various banking activities from anywhere anytime. Net banking is accessible through laptops, PCs, and mobile devices. Users can pay utility bills, check their account statements, and do various other activities related to their accounts. Kotak Mahindra Bank net banking login and registration process can be done using the simple steps mentioned above in the article.

Kotak Net Banking – FAQs

Does Kotak Mahindra Bank net banking charge any fees?

Ans. No, there are no charges applicable for Kotak Mahindra Bank net banking service.

Are there net banking services that offer a fund transfer facility?

Ans. Kotak net banking allows fund transfer within the bank and to the other bank using IMPS/RTGS/NEFT.  There are certain limits and charges applicable to fund transfers through net banking.

Is it safe to use Kotak Mahindra Bank Net banking service?

Ans. Yes, the net banking service of Kotak Mahindra Bank is safe to use. The transactions are done through a 256-bit SSL encrypted medium which ensures high security.

Who can join Kotak net banking service?

Ans. All the retail and corporate users of Kotak Mahindra Bank can apply for Kotak net banking service. You have to follow the process mentioned in the article and it will be done easily.

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