Indian Bank allows its customers to keep track of their account balances using the Indian Bank Balance Check number. Other ways of checking balances include ATMs, Passbooks, and online banking.
Customers can also use the SMS and missed call service to check their account balance. The balance check number service is available only for customers with their phone numbers registered with the bank.
In this article, we will explore various methods to check Indian bank balances in detail.
Different Methods of Indian Bank Balance Check
Here are the several methods to check the Indian bank balance and their process:
Functions | Process |
Balance inquiry through Toll-Free | 1800 4250 0000 |
Balance inquiry through SMS | Type <BALAVL><Account number><MPIN> and send to 94443 94443 |
Balance inquiry through Missed call | 96776 33000 |
Net Banking | Login using your ID and Password to the Net banking site |
Send Email to rtgs@indian-bank.com | |
Mobile Banking | Download the app – https://www.indianbank.in/departments/indoasis/ |
Indian bank balance enquiry number for WhatsApp | Send “Hi” to 87544 24242 |
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Detailed process of various methods for checking Indian Bank Balance. Indian Bank has developed various methods for customers to check their bank balances. Here is the detailed process of each method:
1. Indian Bank Balance Check Number Toll-Free
Indian bank customers can dial the toll-free Indian bank balance check number using their registered Phone numbers. The balance check number is – 1800 425 00000
2. Indian Bank Balance Check through SMS
If you wish to check your account balance using messages, you can send a text message to the Balance Enquiry number of Indian bank: 9444394443.
Type the format “BALAVL Account number><MPIN>” and send the above-mentioned number.
Customers can use SMS banking for various other activities as listed in the table below:
Service to avail | SMS code | SMS format |
Balance Check | BALAVL | BALAVL <Account number><MPIN> |
The last 3 transactions or mini-statements | LATRAN | LATRAN<Account number><MPIN><LATRAN<MPIN> |
Check the status of the Cheque | CHQSTS | CHQSTS Chq no. <Acc. No><MPIN CHQSTS <chq no>MPIN |
Check the status of the Deposited cheque | DCHSTS | DCHSTS chq no<Acc no>MPIN DCHSTS<chq no>MPIN |
Change PIN for mobile banking | CHGPIN | CHGPIN New MPIN OMPIN |
For bank-related issues | HELP | HELP code MPIN |
3. Indian Bank Balance Check Miss Call Number
Indian bank customers can check their account balance using the Indian bank missed call number – 8108781085. Customers who have registered their mobile number with the bank can use this service. Give a missed call on the given number and you will get the balance details on SMS.
4. Indian Bank Balance Check through Internet Banking
Indian bank customers can use the net banking service to check their account balance. They simply have to log in to the net banking portal and follow the steps below:
- Go to the net banking portal of Indian Bank at https://www.indianbank.net.in/
- You will get a drop-down menu, choose “Login for net banking”.
- Use your ID and Password to log in.
- After login, Press “View Account Details”.
- Press “Check account balance”. Your account balance will be there on the screen.
5. Indian Bank Balance Enquiry through ATM
If you have an ATM, you can use it to check your Indian bank balance. The steps are mentioned below:
- Go to the nearby ATM.
- Insert the card into the machine.
- Input the ATM PIN
- Select the “Balance Enquiry” option.
- Check the Account balance and finish the transaction.
- You can also generate the printed receipt of your account balance.
6. India Bank Balance Check through Mobile Banking
There are 2 mobile apps of Bank of India where customers can conduct online transactions and other banking activities. The methods to check the account balance using mobile banking are mentioned below:
- Indian Bank corporate Marchant: Corporate and retail customers can use the app to check their account balances.
- IndOASIS: Indian bank customers can use the IndOASIS app for Android or iOS devices for account balance checks. This app allows customers to conduct Balance Enquiries, mini statements, fund transfers, Chequebook status, and various banking activities.
7. Indian Bank Balance Enquiry through UPI
UPI users can also check the account balance on their UPI app:
- Open the UPI app.
- Input your security PIN to unlock the app.
- Choose the account for which you wish to conduct the balance check.
- Press the “Check Account Balance” option.
- Input UPI PIN
- You will see the account balance on your mobile screen.
8. Indian Bank Balance Check through WhatsApp
Indian bank users can use WhatsApp to check bank balances. The steps are mentioned below:
- Firstly, Save the number in your phone directory – 8754424242 and send “Hi” using your WhatsApp.
- You will get a service list. Choose the desired service.
- Type “1” and send
- Bank Balance be sent on your WhatsApp chat.
9. Indian Bank Balance Check through Email
The customer can also use Email Banking to check the account balance. However, Email banking is not widely used by Indian bank customers. Send Email on rtgs@indian-bank.com
10. Indian Bank Balance Check through Passbook
Indian bank issues the passbook to all the customers when they open the bank account. The customers can visit the bank with their passbook and get it updated to check the current bank balance.
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Conclusion
The methods mentioned above are the easiest ways to check your Indian bank balance. Also, you can use the Indian bank balance check number. You need to dial the number using your registered mobile number only. Otherwise, you won’t be able to check the balance. The regular balance check can help you keep track of your expenditures and create a budget. It also allows you to check if you have enough funds available in the bank to meet your upcoming needs.
Indian Bank Balance Check Number – FAQs
How can I check my Indian bank current balance?
Ans. You can check your Indian Bank current balance using various methods such as Indian Bank Balance Enquiry number, UPI, Passbook, net banking, etc.
Does the Indian bank charge for balance check service?
Ans. No, the Indian bank doesn’t charge any amount for the balance check service. However, if you use the SMS service, you have to pay the SMS charges.
What is the process to check the Indian bank mini statement?
Ans. If you wish to get the mini statement of your Indian bank account, type “LATRAN<account number><MPIN> and send it to 9443-94443.
How to sign up for an SMS banking service?
Ans. Send BALAVL<Account number> <MPIN> to 94443-94443 using your registered mobile number. You will get a response containing your bank balance.
Can I check the Indian bank balance without a registered mobile number?
Ans. Yes, you can check the account balance without the registered mobile number using methods such as an ATM, Passbook, UPI, net banking, etc. However, you cannot use the methods involving the Indian bank balance check number.