KYC is very important for safe banking. According to RBI guidelines, HDFC Bank customers have to complete their KYC for ID verification. You can easily complete your HDFC KYC process online or offline.
For KYC, you will require certain documents to verify your ID. Here, we will know the process for HDFC KYC Update.
How to Update HDFC Bank KYC Online?
It is very important to update the KYC for smooth banking and to fulfill regulatory requirements. HDFC Bank KYC update is a way to ensure that your personal and contact information remains accurate with the bank, and no disruptions occur while leveraging banking services. HDFC Bank offers a simple and easy way to update KYC.
Here we have discussed various ways that you can use for HDFC KYC updates online and offline.
Process for HDFC Bank KYC Update Online
The online process for HDFC KYC update is an easier way for the customers. You can complete the KYC process from your place without needing to travel to the branch.
There are 2 ways for online HDFC KYC:
- Internet Banking
- Mobile Banking
How to Update HDFC Bank KYC using Net Banking
Here are the steps to follow for updating HDFC KYC using net banking:
- Go to the official website for HDFC bank net banking portal at – “https://netbanking.hdfcbank.com/netbanking/”.
- Log in using your username and password.
- Press the “Request” option and then select the “Confirm KYC Details” button.
- Check the document list and click “Continue”.
- Fill in all the required KYC details and press “Continue”.
- Upload scanned copies of the required documents and decode the captcha. Tick the declaration box and press “Submit”.
Once you successfully submit all the details, it takes around 10 days to complete the KYC update.
How to Update HDFC Bank KYC using Mobile Banking
If you are using mobile banking and looking for the process for updating KYC, here are the steps to follow:
- Log in to the HDFC mobile banking app using your credentials.
- Press the “Menu” options and select “Your Profile”.
- Now, select “Personal Profile” and press on “KYC”.
- Fill in all the required details and upload the necessary documents.
- Now, press “Submit”.
How to Update HDFC Bank KYC Offline?
For updating the HDFC bank KYC offline, you will need to visit the bank physically and follow the process mentioned below:
- Go to your HDFC bank branch and ask for the KYC update form. You can also download the HDFC Bank KYC form from the bank’s website.
- Fill in all the details in the form, sign it, and attach the self-attested copies of all the required documents.
- Apply with documents to the bank executive.
- You will get a confirmation message on your mobile number regarding successful KYC.
How to Download the HDFC Bank KYC form?
Here are the steps to download the HDFC KYC form from the bank’s website:
- Go to the official portal of HDFC Bank at: “https://www.hdfcbank.com/”.
- See the footer section and press the “Form Centre” option under “Resource”.
- On the new page, press “Personal”.
- Press the “Personal Banking” option and select “Re-KYC Form for Resident Individuals” under “Customer Profile Updation Forms”.
- On the new tab, you will find the “Re-KYC form for Resident Individuals”.
- Press the download icon to download the form successfully.
Documents Required for HDFC Bank KYC
The documents required for HDFC Bank KYC are listed below:
| Identity Proof (Any one) |
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| Address Proof (Any one) |
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Why is the HDFC KYC Update Important?
As per RBI guidelines, a KYC update is very important for all customers under the Prevention of Money Laundering Act. It prevents misuse of the banking services and helps in safe transactions. You must keep your HDFC bank KYC updated because of the following reasons:
- Without an HDFC KYC update, you will not be able to conduct online transactions smoothly.
- If you fail to update HDFC KUC, your account may be suspended, and you will not be able to perform banking activities.
- HDFC Bank’s KYC update reduces the risk of banking fraud, especially in net banking.
Conclusion
HDFC Bank KYC is very important to complete, and you can do the process online or offline. If you are looking for a more convenient process, you must choose the online options through net banking or a mobile banking app. In case you are more into the traditional processes, you can visit the bank branch and submit the KYC form with all the documents. It is essential for seamless and secure banking.
HDFC Bank KYC Update – FAQs
How to update my HDFC KYC online?
Ans. There are 2 ways to update your HDFC bank KYC online using net banking and the mobile banking app. Enter the details and submit documents, and your KYC will be done.
Is it possible to update KYC without going to the bank?
Ans. Yes, you can visit your bank branch to update KYC. Fill the form and attach all documents, then submit it to the executive.
How to get a CKYC number on HDFC?
Ans. If you are looking for your CKYC number, go to the KRS portal and enter your PAN number and security code. You can also get your CKYC number on the HDFC bank website by completing the CKYC process.
How to check KYC status?
Ans. To check your KYC update status, visit the RTA website or the Mutual fund where you would have invested. See if there is a link for “KYC Status”. Enter your PAN number and decode the captcha. After pressing “Submit”, you will find the KYC update status on screen.
What is KYC and CKYC?
Ans. KYC is the traditional method where manual verification is done, while eKYC is done online with a paperless process. CKYC is the centralized repository of customer information.
