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Indian Bank Net Banking: Registration, Login Process

Indian Bank Net banking is developing innovative versions of these products and adding new features to attract customers. Net banking, also known as Internet banking, is an electronic system managed by banks that enables customers to access financial and non-financial banking products online.

Earlier, customers had to visit banks even for small services. However, with the advent of Internet banking, almost all services and products can be accessed online, from fund transfers to demand draft requests, net banking facilities, and all the banking essentials. It is not only convenient but also a secure way of banking.

Also read: PNB Net Banking: Registration, Login and Internet Banking

About Indian Bank’s Net Banking

The Indian banking industry has become an example of how it has been growing in the last decade. The need to introduce computers into the Indian banking sector was felt in the 1980s to provide better services to customers and improve bookkeeping.

After this, a committee was constituted by the Reserve Bank of India. India Bank Net Banking services allow all account holders to conduct their banking activities and transactions online. 

India net banking has made it easier for banks to provide online banking facilities to their customers. Customers can now operate their bank accounts, check balances, transfer funds, or provide standing instructions to banks wherever they want. It can be done with the help of net banking or internet banking by accessing the net banking portal of the specific Bank.

Indian Bank Established in 1907 and headquartered in Chennai, the Bank has an asset base of Rs.624,006 core (FY2022). The Government of India is the majority stakeholder, with ownership of 79.86% (2022). Indian Bank merged with Allahabad Bank on April 1, 2020.

Indian Bank Net Banking Registration Process

The customer has to follow the steps given below to avail of the net banking services of Indian Bank and make Indian Bank net banking registration:

  • First, go to the Indian Bank Net Banking official website.
  • Click on the “Login” button to redirect the user to a new page.
  • Select “New User.”
  • After OTP verification, you must fill in all the fields asking for account details, date of birth, registered email ID, etc.
  • Submit details and select facility type. Choose the feature you need (viewing rights, transactions, etc.) required for you.
  • The next step is to create a log in password for your net banking account.
  • Next, you must choose two of the available secret questions and type your answer.
  • Make sure to remember the query as well as the answer for future concerns.
  • Select the activation type of Indian bank net banking registration.
  • You can activate your Indian Bank Net Banking accounts by visiting bank branches or through an ATM card.

Indian Bank Net Banking Login Process

Follow the steps given below Indian Bank Net banking Login to log in to your account :

  • Visit the Indian Bank Net Banking official website.
  • Select “Individual” or “Corporate” per your bank account type.
  • Enter your “User ID” and solve a math problem for verification.
  • Click on the “Login” post where you have to type your login password and then the Indian bank net banking login process is complete.

How to Reset Indian Bank Net Banking Password?

To reset your Indian Net Banking login password, follow the steps given below:

  • Go to the Indian Net Banking website.
  • Enter your UID and answer the question for verification.
  • Click on the “Submit” button.
  • After submitting on the next tab, click on “Forgot Password.”
  • Select either ATM Card or Secret Question for the reset process.
  • Tap the “OTP” received on your registered mobile number.
  • After an OTP verification you can create a new password and enter it again.

How to Transfer Funds Through Indian Bank Net Banking?

You can use Indian Bank Netbanking services to transfer your funds to your bank account, other Indian Bank accounts, or other bank accounts.

The method of transferring money through net banking is as follows:

  • Log in to the net banking official website using the UID and password.
  • Enter the “Fund Transfer” option.
  • Select the preferred fund transfer method (NEFT/RTGS/IMPS).
  • Click “Transfer Funds to Account” and add all the details, including beneficiary account number, IFSC code, beneficiary name and amount
  • Select “Confirm”.
  • After confirming you receive an OTP on your registered phone number.

How to Transfer Money from Your Indian Bank Account Online?

To get started, download the app (coin Tab) on your smartphone through the mobile number registered with Indian Bank.

  • Type “Indian Bank” for bank account registration.
  • Generate an Indian Bank Banking PIN.
  • Enter the “Transfer Money” option.
  • Now add a beneficiary name, bank account number, and IFSC code.
  • Now you can type the amount.
  • Enter your banking “PIN” number.
  • Finally, the funds will be transferred from your Indian Bank account and credited to the recipient’s bank account in real time, and you and the recipient will receive an SMS from your respective banks.

Indian Bank Customer Care Numbers 

Customers can contact Indian Bank customer care staff using the below help line number

  • National Helpline Number of Indian Bank:

1800 4250 0000

  • Indian Bank Missed Call Number for Balance Check:

081087 81085

092895 92895

  • SMS to Block Indian Bank Transactions:

SMS: to 092310 00001 or 092895 92895

  • Indian Bank Customer Care Number:

044-25279978

Key Features of Indian Bank Net Banking

Here are the essential features of India Bank’s net Banking services of Indian Bank:

1. Opening RDs and FDs

Account holders can quickly get RD or FD from Indian bank Internet Banking and perform operations like premature withdrawal online.

2. To Make Online Bookings

Account holders can use Indian banking net banking services to book air, rail, or bus tickets online.

3. NEFT/RTGS/IMPS

Indian Banking NetBanking services let users transfer funds from Indian Bank accounts to other third-party accounts using RTGS, IMPS, or NEFT processes.

4. Bill Payment Online

Users can pay their credit card and utility bills online using the online banking services of Indian Banking Net Banking.

5. Account Viewing and Update

Account holders can view and update their information online.

6. To Check Balance

Users can also check their bank account balance and activity and know the status of their check book online.

Service Provided By India Bank Net Banking

Besides Indian Bank net banking online banking services, it also offers the benefit of mobile banking services. Customers can download the India Net Banking Mobile Banking App and access all banking services on their mobile phones.

Here are the various services offered by Indian Bank Net Banking:

Services Offered by Indian Bank Net Banking

Access amount summary Access account statements View Transaction History
Self Fund Transfers Third-party funds transfer. Standing instruction.
Online Ticket Booking Pay bills. Tax payments.
Service Tax/Central Payment Online Donations. Adhaar card authentication.
Online Shopping Customer Care. Check book issuance.
Link Accounts The laundry list of debit/credit cards. Resentment rectification and service request.
LIC Premium Payments TDS Payment/ Income tax. Online shares trading.
Cheque Book Status Pay NPS contribution online. Updated KYC for account.
Payments of TNEB GST payments. Arogya Raksha Policy renewal.

Indian Bank Merged with Allahabad Bank

Indian Bank and Allahabad Bank have merged since April 1, 2020. As a result of this combination, customers will benefit from enhanced and more convenient banking services. Following are some of the benefits that will be offered:

  • Branches and ATMs have been expanded.
  • Provider of additional customer service.
  • Digital banking services have been improved.
  • There has been no modification in the accessibility of digital banking for consumers using net banking.
  • Registered customers can continue to use their Bank’s mobile and Internet banking apps.
  • The integrated entity is also ensured to combine the best elements of both banks’ Internet and mobile banking services.

Conclusion

Indian net banks are gradually moving towards the digital revolution. To compete with other commercial banks, they are introducing innovative features into their offerings and trying to make the overall customer experience more simple and flexible. Users can enjoy several components, including online transactions, bill payments, debit/credit card applications, and more. As a medium-sized public sector undertaking, Indian Bank net banking has a strong domestic presence and overseas presence in Singapore, Colombo, and Jaffna.

Indian Bank Net Banking – FAQs

What are the eligibility criteria to transfer funds from an Indian Bank Net Banking account?

Ans. • You need an active account – savings or current account – in Indian Bank.

  • Android or iPhone mobile phone
  • Registered mobile number
  • Internet connection either via Wi-Fi or SIM card.

What is the limit for transferring money from an Indian Bank online account?

Ans. The permissible limit fund transfer amount from your Indian Bank Netbanking account is capped at Rs.1,00,000 daily. Additionally, only ten transfers are allowed per day from your account

What is the id of Indian bank net banking?

Ans. User ID is the unique identification of the user received from the Bank for logging into the net banking system. The bank passbook/statement contains the customer/user ID. If you are unable to locate it, don’t hesitate to get in touch with the branch.

How do I use net banking to verify Indian bank account details?

Ans. The ‘Account Activity’ option lets you check and download account statements for transactions made within the last six months. To get details of past transactions, go to the ‘Services’ tab and select ‘Historical Account Details’.

What are the problems of net banking?

Ans. Lack of personal relationships: These automated services can frustrate customers to abandon. Most online banking apps have prepared sets of possible questions for customers in hopes of solving problems. However, not all questions address specific issues posed by customers. People are short of time and are primarily impatient.

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