How to Check LIC Policy Status, Details Online via SMS or Call

It is equally important to check every now and then the lic policy details. You should go ahead and check lic policy details at the earliest and educate yourself on approaching premium payments so that you know all the latest updates on your policy and avoid penalties..

In the past, in order to know the status of their LIC policy, a person had to contact an agent or visit the LIC branch office. Now it is possible to know the status of your policy with the click of a mouse on the LIC online platform, which provides numerous services.

How to Check LIC Policy Status Online for Registered Users?

If you are already registered on the LIC website, then do the following steps to view the status of your LIC policy:

• Step 1: Visit the official webpage of the Life Insurance Corporation of India (LIC).
• Step 2: To log in, provide your username and password under the “Customer Services” tab.
• Step 3: Press “LIC Policy Status” on the “Customer Services” tab.
• Step 4: Click on the policy number to view lic policy details such as the policy period, premium due date, sum assured, bonus accumulated, and so on.

How to Check LIC Policy Status Online for New Users?

To check their policy information, new users can register on the LIC website:

• Step 1: Click “Customer Portal” from the “Log In” menu of the LIC website.
• Step 2: Provide your email address, mobile number, policy number, date of birth, and installment amount.
• Step 3: Use the link sent to you through email or SMS to verify your phone number and email address.
•  Step 4: Choose “Proceed” and then choose the verification link sent to you through email or SMS.
•  Step 5: To complete the registration process, set a strong password.

Once you have registered, you can check your lic policy details online at any time using your policy number.

New User Registration Requirements (Documents)

To check lic policy details one needs to register with the following documents:

• You must have an existing LIC policy.
• Birthdate: The DOB should be entered in the DD/MM/YYYY format.
• Mobile Number: You are required to provide a functional mobile number so that you can be notified of LIC premium payments, policy maturity, premium due date, and other events.
• Email address: You need to provide a functional email address.

How to Check LIC Policy Status without Registration?

LIC introduced SMS and Phone Call services to provide customers with an easy and convenient means of accessing the contents of their policies without the need to go to the website. So, you can continue to call and SMS LIC to know the status of your policy, if you are not registered on the user portal. Through these services, policyholders who do not have internet access are assured of being updated on the latest news.

1. Check LIC Policy Status Through SMS

Built with customer acquisition in mind, LIC is one of the highly reputed brands in insurance over the years. One such service that LIC is offering is the SMS facility which is supposed to improve clarity in all processes and help keep the customers informed throughout the policy term. 

Type in ASKLIC and then the function-specific code and send it to 9222492224 from your registered number to know the status of your policy by sending an SMS. SMS LICHELP <pol.no.> can be sent to 9222492224.

Here are the codes to check policy status via SMS:

2. Check LIC Policy Status by Call

For questions about the lic policy status, you can reach the 24-hour Integrated Voice Response System (IVRS). You can use this service as follows:

• For MTNL and BSNL customers dial 1251.
• Toll-Free Number: If you need help, you can also contact LIC at 1800 33 4433.

3. Check LIC Pension Policy Status through SMS

Here are the codes to check LIC POlicy status via SMS for pension plans:

Why It’s Necessary to Check LIC Policy Status Online?

Verifying the details and the regular lic policy status checks are advisable for the following reasons:

• You can verify the details of your policy, like the tenure, sum assured, date of maturity, and due date of premium, and view the status of your policy.  You can utilize the information to help you not forget to pay your premiums and to make proper financial plans.
• In order to make any modifications to your policy, i.e., you want to increase the sum assured or change the term of the policy, you need to be aware of the current status.
• By monitoring the status of your policy, you are able to monitor its performance, such as the return it generates and bonus you could get.  From this, you are able to determine the return on investment.
• If you do not pay your premium in a timely manner, there is a chance that your policy will lapse and you will lose all its benefits.  By monitoring when the premium must be paid, you can also avoid missing any payments.

| You May Like to Read: How to Check Max Life Insurance Policy Status, Details, and Statement

Conclusion

Regular LIC policy status checks keep you updated on your financial planning and ensure you have continuous coverage. It’s now easier than ever to keep track of your LIC policy information by policy number through the online portal, SMS facilities, or call centers.

Make it a point to review the status of your policy to avoid missing premiums, review performance, and correct the changes that are needed to achieve your financial goals. It is never simpler to monitor your LIC policies with so many practical choices.

FAQs

If I’m a new user, how do I register on the LIC portal for checking lic policy details?

Ans. It’s extremely easy and convenient to register on the LIC portal. One can begin registration as a new user by choosing their credentials through LIC’s e-Services. Simply fill out the online registration form, add any documents if required, and submit it. You’ll receive a confirmation message in the email address you provided after successful registration. You’ll find a link in the email. You can link your policy with your account on the web page that appears after clicking the link.

For lic policy status checking how can I utilize the SMS facility?

Ans. Enter ASKLIC, followed by the function-specific code, and send it to 9222492224 to inquire about the status of your policy through the SMS service.

How do I use customer service to inquire about the status of my LIC policy?

Ans. Just call the customer service people at +91-02268276827 to check the status of your policy.

Should I check the status of my LIC policy regularly?

Ans. It is recommended to regularly update the LIC policy status in a bid to reduce the risk of a policy lapse.

Is it free to check the status of my LIC policy? 

Ans. No, there are no charges for checking the status of your LIC policy.  You may incur SMS charges, however, depending on your career.