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How to Buy Bank Seized Vehicles in India


Bank-seized vehicles are a profitable opportunity for people who are looking to purchase a vehicle at the lowest price. The credit unions seize these seized vehicles and banks when the proprietor of the vehicle fails to pay back their loan. The banks or the credit unions then sell off this vehicle to recover their costs. However, sometimes how to buy bank seized vehicles in India is a challenging business as there are many facets to consider before making any deals.

In this article, we will give you essential information about the process of purchasing bank-seized vehicles from Car Auction India.

We also included some specific information about well-known lenders like Shriram Finances and the availableness of bank-seized vehicles in extensive cities like Goa, Hyderabad, Mumbai, and Bhubaneswar.

How to Get the Best Deals for Bank-Seized Vehicles?

Bank-seized vehicles are like a concealed treasure cache for buyers who are interested in buying the vehicles at a budget-friendly rate. Bank-seized vehicles refer to the financial institution or banks due to delay of the loan payment by the owner. This financial institution then does an auction to recover its losses. In this auction, the buyer can easily purchase a car and bike below market rates.

Let us show you the process of buying Bank-seized vehicles in India, including the various things to consider about purchasing the vehicles and their benefits. 

Step 1: Researching the Bank-Seized Auctions 

The first step to buying a bank-seized vehicle is to find a bank or financial institution that has been doing these auctions for many years. It will help you to purchase the vehicles at a reasonable rate, and for more information, you can keep an eye on these bank websites, which are very useful for upcoming auctions and deals.

As well as you can sign up on banks’ websites for further information; it will help you to stay up to date with more exciting deals and upcoming auctions.

Step 2: Preparing for the Auction

Before attending any Bank-seized auction, it is essential to do some research about the rules and regulations of the bank-seized auction and the vehicles that will be available in auctions for sale. It is also necessary to check the vehicles physically because this will give you a hint about the vehicle’s conditions and their approximate market value.

Step 3: Attending the Auction

If you are attending an auction, it is essential to reach out early and register for the auction. To register for an auction, you must provide your details and a valid ID for proof. Once you are done with the registration process, you will be given a bidder number; this bidder number will be used during the auction.

After you register for the auction, the auctioneer will announce the vehicles which are up for sale. You have to pay attention to the announcement given by the auctioneer and concentrate on the vehicles that are under your budget. 

Step 4: Winning the Auction 

If you win the auction, you have to pay an advance payment to the financial institution. This advance payment is usually a percentage of the total amount of the vehicle, and it is important to secure the vehicle.

Once you pay the advance payment for the vehicle, you will be given some time by the institution to pay the remaining amount, and after the submission, you can take the vehicle. If you fail to pay the remaining amount of the car, it may result in the forfeiture of your deposit money.

Things to Think About Before Buying Bank-Seized Vehicles from Car Auction India

Before buying bank-seized vehicles, there are several multifaceted to consider as follows:

1. Check the Condition of the Vehicles

 It is essential to check the condition of the vehicle before buying it from the bank-seized auction. It will help you to know about the vehicle’s condition and their market value. You can also take a mechanic with you to check the vehicle physically, which can tell the initial problem of the vehicle.

2. Documentation Process

Make sure that the vehicles you will buy from the bank-seized auction come with all the mandatory documents, such as insurance documents, registration certificate, and the vehicle’s original invoice. These documents will help you to stay away from any legal issues in the future.

3. Transfer of Vehicle Ownership

This part is essential to make sure that the procedure of transferring the ownership is completed legally and adequately.

In this procedure, they will transfer the critical documents and registration certificate to your name and clear all the necessary transfer fees.

4. Outstanding Dues and Loans

Firstly, make sure that there are no outstanding dues and loans on the vehicle you are purchasing. You can get this information from banks or financial institutions who are selling this bank-seized vehicle in the auction.

How to Buy Seized Bikes from Banks?

The procedure for how to buy seized bikes from banks is the same as the procedure for buying a car from an auction. Many financial institutions or banks included the seized bikes in the auction to regain the losses. Be sure to find an available option two-wheeler in the bank-seized auction, where you can check the bikes physically and estimate the market value of the bike. 

Acquire Bank-seized Vehicles in Different Cities from Car Auctions in India

You can get the Bank- seized vehicles in various cities as listed below:

1. Bank Seized Cars in Bhubaneswar

Bhubaneshwar is the capital of Odisha, where you can find a bank-seized vehicle in auctions. The local banks organize bank-seized cars in Bhubaneswar for people who are interested in buying a car from there. You can explore the website of this financial institution for further information about the auction.

2. Shriram Finance Seized Vehicles for Sale in India

Shriram Finance is a conspicuous lender in India for its loan offering, including loans for vehicles. The Shriram finances put bank-seized vehicles for auctions, and they help the people who are interested in buying bank-seized cars.

You can follow their websites for upcoming auctions, which will help you to participate in the bank-seized vehicles as per their guidelines.

3. Bank e Auction Cars 

Many banks and financial institutions in India are conducting e-auctions for bank-seized vehicles. Bank eAuction cars is a platform where they can do auctioning on online platforms.

E-auctions will help you to get a car from bank-seized auctions comfortably in your home. It is very convenient for their customers who are interested in buying the vehicles from e-auctions. You can check the bank website, which offers the facility of purchasing bank-seized cars from the online platform.

4. Seized Vehicle Auction Hyderabad

In Hyderabad, you can easily find bank seized vehicles auctions conducted by various financial institutions. Seized vehicle auction Hyderabad will help people find affordable vehicles in the city. You can check the local banks for the auctions of bank-seized cars.

5. Bank Seized Cars for Sale in Goa

Goa is a popular destination for tourists and also the witnesses of bank seized vehicles. Banks in Goa operating the auctions periodically list seized cars for sale. Stay connected with the local banks for further information about the bank-seized cars for sale in Goa for finding your dream car at a bargain price.

6. Auction India Cars

Auction India Car is a platform where the bank hosts the online auction platform for the convenience of their customers. The Auction India Cars will set the platform for their connected buyers to purchase seized vehicles from various financial institutions or banks across the country. You can register on their website for further information.

7. Used Cars in Mumbai for Sale by Banks

Mumbai is one of India’s major populated areas, where banks frequently host used cars in Mumbai for sale by banks. These seized car auctions in India feature a variety of cars and two-wheelers from various companies and their models. You can easily visit the websites of Mumbai-based banks for further updates on used car auctions in India by banks. 

Read More: Personal Loan vs. Car Loan


Purchasing bank-seized vehicles from the auction will be a great way to get high-quality cars and bikes at a lower price. However, it is essential to research the banks who are conducting the auctions and giving the best market price.

Furthermore, be prepared for additional costs like potential repairs, taxes, and transfer fees. With the proper knowledge and strategy, you can grab the opportunity to get a dream vehicle at a fraction of its market price.

How To Buy Bank Seized Vehicles in India – FAQs 

How can we purchase bank-seized cars for sale in Mumbai?

Ans. To purchase bank-seized cars for sale in Mumbai, customers can participate in auctions arranged by banks or certified auction houses.

What are auction cars?

Ans. E-auction cars are basically about auctioning cars on online platforms in which they provide convenience to their customers, where they can easily buy a bank-seized vehicle at the lowest price. 

What profits can bank seized auction give to customers?

Ans. Buying a bank-seized vehicle can allow the customers to get their dream vehicle at a lower price than the market value.

What are the eligibility criteria to join the bank-seized vehicle in India?

Ans. The eligibility criteria for participating in the bank seized auction are the buyers must be 18 years old. They must not have any remaining loans or any legal issues related to banks or other financial institute. Customers also have valid proof of identity and permanent address.

Union Bank of India Net Banking: Registration, UBI Internet Banking


Union Bank of India (UBI) has enhanced customer accessibility by offering a range of services through its online Union Bank of India net banking registration feature, which is both convenient and free of charge. This digital platform allows customers to securely and swiftly manage various transactions, including fund transfers and tax payments, all from the comfort of their own space. Read on to discover more about this seamless banking service offered by Union Bank of India and Union Bank of India internet banking login.

Services Offered Through Union Bank of India Net Banking

Customers can avail themselves of various services through UBI Net Banking, including:

  • Viewing transaction activities in their savings accounts
  • Downloading and viewing e-statements of their accounts
  • Facilitating electronic fund transfers within or outside the bank
  • Enabling electronic money transfer services like NEFT or RTGS
  • Accessing UBI accounts globally 24/7
  • Making both direct and indirect tax payments
  • Conducting online ticket bookings and bill payments

Read More: SBI Cibil Score Check

Variants of Net Banking by Union Bank of India

UBI provides two main types of net banking services:

1. Retail Banking

Tailored for the general public, this service assists in providing mortgages and collecting consumer deposits to support individuals.

2. Corporate Banking

Catering specifically to small or large corporate organizations, this service focuses on business requirements such as hiring employees, business expansion, and related needs.

How to Enroll for Union Bank of India Net Banking?

To register for UBI Net Banking, users can choose from three different channels:

  • Debit Card Holder

Users can generate a User ID and password by using the ‘Self User Creation’ option on the official website.

  • Non-Debit Card Holder

Individuals without a debit card can register for Net Banking services to perform non-financial operations and access banking information by selecting the ‘Register without an ATM card’ option.

  • Commercial Customers

Commercial users can register for net banking by visiting their local UBI branch and completing the application form provided for this purpose.

How to Activate Union Bank of India Net Banking Registration?

Union Bank of India Internet Banking Registration process has two types

  1. Online Registration Process
  2. Offline Registration Process

1. Online Registration Process (Internet Banking)

The online registration process for the Union Bank of India Internet Banking guide is below

  • Open
  • GO to the ‘Online Banking’ section and click on ‘Union Bank Net Banking.’
  • Click on ‘Self User Creation.’
  • Choose ‘Transaction Facility’ or ‘View Facility’ based on whether you possess a debit card or not.
  • Click ‘Continue.’
  • Enter account number, DOB, PAN, and the verification code.
  • Click ‘Continue.’
  • Enter your debit card details and PIN.
  • Agree to the terms of use and click ‘Continue.’
  • Input the OTP received on your registered mobile number.
  • Click ‘Continue.’
  • On the ‘User Access Credential’ page, create your ‘Internet Login Password’ and ‘Transaction Password.’
  • Click ‘Continue.’
  • Fill in the ‘Union Bank of India net banking login’ credentials.
  • Click ‘Agree,’ enter the valid ‘Captcha,’ and select ‘Update.’

2. Offline Registration Process

For the offline registration process Check the below steps:

  • Go to your nearest branch of Union Bank of India for the offline move toward the Union Bank of India internet banking registration process.
  • After Completion of the application form attach your ID and address proof with the application form.
  • Then you can submit the same form, and the bank will process your Internet banking request.
  • After verification, you will receive your user ID and password of yours.
  • Within 24 hours the Union Bank Net Banking services will be activated.

How to Reset Union Bank of India Net Banking Password?

  1. Visit
  2. Click on ‘Union Bank Net Banking’ under ‘Online Banking.’
  3. Choose ‘Forgot/Create Password’ from the drop-down menu or click ‘Retail User Login.’
  4. Select ‘Forgot/Reset Password.’
  5. Opt for either Union Bank of India login/Transaction Password- Retail users having Debit Card’ or ‘Online reset of Login Password- Retail users without Debit Card.’
  6. Click ‘Continue.’
  7. Enter your User ID and account number.
  8. Input either your date of birth or PAN number.
  9. Click ‘Continue.’
  10. Then you enter the OTP received on your registered mobile number.
  11. Click ‘Continue.’
  12. Change the Union Bank of India login Password following the provided instructions.
  13. Click ‘Continue.’
  14. Finally, the message ‘The password is changed successfully’ will be displayed on the screen.

How to Check Balance Using Union Bank of India Net Banking Registration?

Once registered, Union Bank of India customers can easily check their account balance and perform various banking activities by logging in with their User ID and password. These activities include fund transfers, downloading e-statements, paying credit card bills, and more.

Process for Fund Transfer via UBI Net Banking:

Registered net banking customers can follow these steps to transfer funds:

  • Visit (
  • Select ‘Retail Login’ or ‘Corporate Login’).
  • Enter your user ID and password, then click ‘Union Bank of india login.’
  • Click on ‘Transaction’.
  • Select ‘Beneficiary Management’.
  • Fill in the required details, including account number and IFSC, and click ‘Continue’.
  • Choose ‘Fund Transfer & Payments’ based on your preference.
  • Enter the transaction password and OTP, then click ‘Confirm Details’.
  • Select the account from the ‘Pay from Account’ and ‘Personal payees’ drop-down menu.
  • Enter the amount, transaction type (NEFT/RTGS), and remarks (if any).
  • Enter the OTP received and click ‘Confirm Payment’.

Transaction Limits Under Union Bank of India Net Banking

To use NEFT services, Union Bank of India customers need to provide the following details:

  1. Indian Financial System Code (IFSC) of the branch for the transfer.
  2. Beneficiary’s name.
  3. Beneficiary’s account number.

Fund Transfer Timings

  • NEFT

  1. Weekdays: 8 a.m. to 6:30 p.m.
  2. 1st and 3rd Saturdays: 8 a.m. to 6:30 p.m.
  3. Sundays: NEFT transfer not possible
  • IMPS

  1. IMPS remittances can be done any day, including Sundays.
  2. Bulk fund transfers should be processed before 6 p.m. for beneficiaries to receive funds on the same or next day.

Charges Table NEFT & RTGS

Transaction Amount

NEFT charges for SBI

NEFT charges for other banks

Upto Rs. 10,000


2.50 + Tax
Rs. 10,000 to 1 Lac No charges 5 + Tax
Rs. 1 lac to 2 Lacs   15+ Tax
Above 2 lacs   25 + Tax


Transaction Time

RTGS Charges from Rs. 2 Lacs to 5 Lacs

RTGS Charges for more than 5 Lacs

From 7 AM to 1 PM And Beyond 24.50 + Tax 49.50 + Tax

How to Pay Credit Card Bill Using Union Bank of India Net Banking?

Once users have completed their Union Bank of India internet banking registration, they can access various services, including credit card bill payments. After the self-user creation process, users need to log in with their user ID and password to link their credit cards using their ATM PIN. Once logged in, users can make credit card payments by selecting the ‘Credit Card Payment’ option under ‘Net Banking.’

Open a Savings Account with Union Bank of India Step-by-Step Guide

The steps to open a savings account with Union Bank of India online are as follows:

  • Step 1: Install the ‘Union Selfie & M-passbook’ on your Android smartphone.
  • Step 2: Capture a selfie.
  • Step 3: You scan your PAN card and Aadhaar card.
  • Step 4: An account number will be instantly generated.
  • Step 5: Visit the Union Bank of India branch with your original documents to activate your account number.
  • Alternatively, you can fill out the online form on the Union Bank savings account page.
  • When the online form is received, visit the branch for additional verification.
  • If you prefer a bank representative to visit you and assist in opening your account through tablet banking, give a missed call to 922-300-9696.

The Process to Open an Offline Savings Account

For offline account opening, visit the nearest Union Bank of India branch with original and copy documents for KYC verification.

Assistance for Union Bank of India Internet Banking

Union Bank of India offers efficient assistance to its customers in case of any issues with Internet banking. If users face difficulties with sign-on or are unable to recover their transaction password, they can take the following steps:

  • You can call the 24×7 Call Centre to reset the password and have a new password dispatched.
  • Send an email to or to receive fresh passwords via speed post or courier.


Union Bank Internet banking is one of the best options for people who are looking for the most accessible and low-cost services. The services are easily available anywhere anytime. You can easily register and log in to the internet banking of Union Bank and perform the transactions without any worry. 

Union Bank of India Net Banking – FAQs

Who is eligible for UBI net banking services?

Ans. Anyone with an active account at UBI can access and utilize their Union Bank of India internet banking registration.

What are the requirements to avail of Union Bank Net Banking Service?

Ans. To efficiently use Union Bank Net Banking, a PC with a PII processor, 32 GB RAM, and Internet Explorer 6.0 or above is essential.

Is there any possibility that Non-Resident Indians (NRIs) are eligible for Union Net Banking service?

Ans. Yes, NRIs are eligible for Union Net Banking. They can visit the official website, and choose the ‘Self User Creation’ option to generate a User ID and password, enabling access to services from anywhere globally.

What should I do if I forget my User ID for net banking?

Ans. If you forget your User ID for net banking, contact the nearest UBI branch or send an email to, providing essential details like date of birth, address, account number, and name. The bank representatives will assist you in retrieving or emailing you your user ID.

Is there a fee to activate Union Bank Net Banking?

Ans. No, the Union Bank of India does not impose any charges on users for activating net banking services.

Bajaj Finserv Customer Portal Login


Managing your finances has become very convenient in today’s fast-paced digital age. Bajaj Finserv, one of India’s leading financial services companies, offers its customers a user-friendly online platform known as the Bajaj Customer Portal. The Bajaj Finserv customer portal serves as a one-stop solution for your major financial tracking needs. You can conveniently keep track of your loans and other transactions. This portal is available easily through the Bajaj Finserv customer portal login.

In this article, we will describe the Bajaj customer portal and how you can do the Bajaj customer portal login.

What is the Bajaj Customer Portal?

The Bajaj Finserv Customer Portal is an online platform designed to empower customers with the ability to manage their financial products and services efficiently. This digital platform has many features catering to all your ‘Do-it-yourself’ needs.

The Bajaj customer portal offers a seamless and secure way to access details about your loans, EMI cards, and pre-approved offers.

How to do the Bajaj Finserv Customer Portal Login?

To access all the benefits of the Bajaj finance customer portal, you need to do the Bajaj customer portal login first. You can do it either by going to the Bajaj Experia customer portal login via OTP or through a password. Here is a step-by-step guide on how you can do the Bajaj Finserv customer portal login using both:

How Bajaj Finserv Customer Portal Login with an OTP?

  • Visit the official Bajaj Finserv website.
  • Enter your registered mobile number, customer ID, or email ID on the Bajaj customer portal login
  • Select the ‘Send OTP’ option.
  • Click ‘Generate OTP’ and move on to the next verification steps.
  • Then you will receive an OTP on your mobile number.
  • Enter the OTP to log in successfully.

Bajaj Customer Portal Login with a Password

  • Visit the official Bajaj Finserv website.
  • Go to the Bajaj Finserv customer portal login.
  • Enter your registered customer ID, mobile number, or email ID in the login field.
  • Choose the ‘I have Password’ button.
  • Then Click on “Next’ and start doing the next verification steps.
  • Click on “Login” to access your account.

How Bajaj Customer Portal Login with the Bajaj Finserv App?

  • Download the Bajaj FInserv mobile app through the Play Store or App Store.
  • Enter your Bajaj Finserv customer ID and password.
  • Use the OTP received on your mobile number to verify your identity and continue with the Bajaj Finserv customer portal login   

Bajaj allows you to access the Bajaj customer portal through your Facebook and Google accounts. You can choose them as they are also a convenient option to access the Bajaj Experia customer portal.

Step-by-step Guide to Manage Your Profile Details on the Bajaj Customer Portal

The Bajaj Finserv customer portal allows you to change and manage your profile details. You can follow this guide to maintain or update your profile:

  • Step 1: Log in to the Bajaj Finserv Customer Portal using your registered mobile number and password.
  • Step 2: Verify your details using your Date Of Birth and proceed to the next steps.
  • Step 3: Go to the “Profile” section and click ‘View Profile’.
  • Step 4: Click ‘Edit’ and enter your new information, such as name, address, and email ID.
  • Step 5: Verify the changes and click “Save”.

How to Access Your Loan Details on Bajaj Customer Portal

You can easily access your loan details via the Bajaj Finance customer portal. Just follow these steps:

  • Log in to the Bajaj Customer Portal.
  • Go to the “My Accounts” section.
  • Enter your registered details and verify using your Date of birth to do the Bajaj customer portal login.
  • Select the loan account you want to view for detailed information.

You can also check your loan details on the Bajaj Finserv app alternatively.

Benefits and Features of the Bajaj Finserv Customer Portal

The Bajaj customer portal offers many benefits after the Bajaj Finserv customer portal login. Some of them are given below:

1. Loan Account Overview

You can use the Bajaj Finserv customer portal to view detailed information about your existing loans. You can view details like EMI amount, outstanding balances, EMI due dates or repayment schedules, and interest rates.

2. EMI Card Management

You can access and manage your Bajaj Finserv EMI card via the Bajaj customer portal, allowing you to make hassle-free purchases on easy EMIs.

3. Check pre-approved Offers

You can explore customized offers for various financial products on the Bajaj customer portal. These offers will be based on the details you provide, your financial profile, and your credit history.

4. Profile Management

You can easily update your personal details, contact information, and communication preferences on the Bajaj Finserv customer portal without having to visit the branch physically.

5. Download your Documents

You can easily access and download important documents of loans and fixed deposits through the Bajaj customer portal. Documents such as no dues certificates, interest certificates, and statements of account can be downloaded using the portal.

6. Secure Transactions

The Bajaj customer portal is a very secure platform that ensures the safety of your financial information.

Bajaj Finserv Customer Care

For any queries or assistance, Bajaj Finserv provides a devoted customer care service that you can reach through various channels, including phone, email, and chat support. The Bajaj Finserv customer care service ensures prompt responses to customer inquiries. In the comprehensive table below, you will find all the details related to Bajaj Experia customer portal customer service.

Medium Contact
Bajaj Finserv Customer Care Contact no: 086980 10101
Bajaj Finserv Credit Card Customer Care Contact no: 022 – 71190900


Bajaj Finserv Loan Customer Care 8698010101
Bajaj finance customer portal for grievance 020-71177266

Bajaj Finserv Customer Service Via SMS 

Use the following keyword to find answers to your specific query on the Bajaj Finance customer portal.

Keyword Transaction
PIN                         To get your 4-digit EMI Card PIN
VAN To get your Flexi Virtual Account Number (Not applicable for Salaried Flexi customers)
UPDEMAIL <New Email ID> To update new email ID (UPDEMAIL
EMICARD To know the EMI network card details
EXPERIA Know the Experia Customer Portal username and password
FD To get FD account details
HELP To know the latest loan details


The Bajaj finance customer portal is a powerful tool that puts the control of your financial products in your hands. With its user-friendly interface and features like managing loans and EMI cards, it is one of the top choices of consumers. You can do the Bajaj customer portal login to take advantage of this amazing Bajaj Finserv customer portal.

Bajaj Finserv Customer Portal Login – FAQs

Is the Bajaj finance customer portal secure?

Ans. Yes, Bajaj Finserv uses advanced security measures to protect your financial information. Hence, it is absolutely safe to use the Bajaj Experia customer portal.

Can I apply for new products through the Bajaj Finance customer portal?

Ans. Yes, you can explore and apply for various financial products and offers through the Bajaj customer portal.

What should I do at that time if I forget my password?

Ans. Click on the “Forgot Password” option on the login page and follow the prompts to reset your password.

How can I contact Bajaj Finserv customer care?

Ans. You can reach Bajaj Finserv customer care through the provided contact details on their official website. Additionally, all the details for their customer care are provided in this article as well.

Airtel Tez Portal Login: Airtel Payment Bank Retailer Login


With the world transforming into the digital-first world, you can do everything online now. Even for money-related matters, carrying out the bank chores online has become most convenient. You can transfer the money to any part of the world sitting in the comfort of your home. Like many leading networks, airtel Network Telecommunication saw this opportunity and launched Airteltez and Airtel Payment Bank, which can be easily accessed through the Airtel Tez portal login. These are the programs for secure and speedy online payments.

This article will discuss everything related to Airtel Tez portal login, Airteltez portal, airtel payment bank login, and Airtel payment bank retailer login. So read on to know more. 

Also Read: How to Unblock Bajaj Finserv EMI Card Online

What is AirtelTez?

AirtelTez, introduced by Bharti Airtel in 2017, is a mobile payment service available in India. It operates on the UPI (Unified Payment Interface) platform, allowing users to easily send and receive money and handle bill payments and other transactions through their smartphones. The Airteltez service can either be downloaded as an independent app or integrated into the MyAirtel application.

Bharti Airtel launched the Airtel payment bank in November 2016, which was a mobile banking platform. It empowers customers to open savings accounts, conduct digital transactions, and access various banking services directly from their smartphones.

The Airtel Money app serves as a gateway to Airtel Payments Bank, which can be accessed through a network of authorized bank agents by going to the Airteltez login panel in a few easy steps. It does not offer loan or credit card services or maintain physical branch locations.

What is the AirtelTez Portal?

Airteltez Portal serves as the platform through which Airtel Payments Bank Agents offer banking services to their customers. This involves going on the Airtel Tez portal login panel on a PC or laptop.

We will give a step-by-step walkthrough for Airtel Payments Bank Retailers seeking guidance on accessing the AirtelTez Portal after accessing the Airtel Tez portal login panel. This guide will enable you to effortlessly do the Airtel Tez portal login or the Airtel payment bank retailer login. 

While experienced Airtel Payment Bank Retailers are familiar with the Airtel tez portal login panel, those who have recently become Airtel Agents may require guidance on the new AirtelTez Portal for Airtel Payment Bank. This post addresses that need by providing detailed instructions for accessing the Airtel Tez login panel and the Airtel payment bank retailer login process.

The Objective of the AirtelTez Portal

You can access the Airteltez portal easily after completing the Airtel Tez portal login process. The main goal of the AirtelTez Portal is to provide customers with a user-friendly online platform for easy access to their account details, billing history, and related information. Additionally, the portal offers an easy interface for managing airtime and phone services.

The Airteltez portal aims to deliver an online payment platform accessible to all Airtel customers. To support the efforts of promoting digital transactions, Airtel Telecommunication has set up this Airteltez portal, eliminating the need for customers to visit a bank to avail themselves of this service physically.

Benefits of Using the AirtelTez Portal

  • Once activated through the Airtel Tez login panel, all Airtel customers can securely perform online transactions through the Airteltez portal. You can use it to pay your gas and water bills.
  • Users can utilize this software to open a bank account, avail of VBD support, and access various policy settings.
  • Financial transactions are feasible even without a bank account after the Airtel Tez portal login.

Services Provided by AirtelTez Portal

You can enjoy the following services on the Airteltez portal:

  • Funds Transfer
  • Recharges
  • Payment of All Bills
  • Cash Withdrawals
  • AEPS (Aadhar Enabled Payment System)
  • Cash Deposits

What is Required to Access the AirtelTez Login Panel?

You will need the following to do the Airteltez login:

  1. To perform an Airteltez login on the Airtel tez login panel, you’ll first need your Airtel Payments Bank Bc Agent ID.
  2. To access the Airtel Tez login panel, ensure you have your Airtel Payment Bank Lapu Number, which you also use in the Airtel Mitra App.
  3. To access the Airtel tez new portal airtel, you’ll require your Airtel payment bank retailer Password. This is the same password used to log in to the Airtel web portal through the Mitra App.
  4. When using the Airteltez portal, ensure you have a mobile number registered with Airtel Payment Bank Retailer, as you’ll need to undergo OTP verification during your initial login.
  5. Follow the outlined steps for Airteltez login. Remember to enter the accurate Airteltez Portal mobile number and password used for Mitra login!

Steps for AirtelTez Login Panel

To access the Airtel tez login panel, you’ll need your registered Airtel Payments Bank Portal mobile number and password. Ensure you use the same credentials for logging into the Airtel Mitra Mobile App.

With the below step-by-step guide, we trust that you now know how to easily provide banking services to your customers through the Airtel tez login panel and the Airtel payment bank login portal.

Steps for AirtelTez Login

  1. For an Airtel payment bank retailer login or an Airteltez login, visit the official website of Airteltez Portal at
  2. Once clicked, the Airtel payment bank retailer login Dashboard will be displayed.
  3. In the Airtel Payment Bank Retailer login portal, input your Airtel Payment Bank Retailer Number instead of the Mobile Number used in the Airtel Mitra App.
  4. Next, enter your Airtel Payment Bank Retailer Password, just as you do when logging in to the Airtel Mitra App.
  5. Now, click on “Login”. You’ll receive an OTP on your Airtel Retailer Register Mobile Number if it’s your first time visiting the Airtel Tez login panel. Verify it to complete the Airteltez login process, then click on “Login” again.
  6. Following this Airtel tez new portal airtel process, you’ll find yourself on the Airtel Payments Bank Portal Dashboard. You can access all the services available here through the Airtel Payment Bank Retailer Portal.
  7. If you’re an Airtel Bank Agent who regularly performs Airteltez Login or access the Airtel tez login panel regularly, it’s a good idea to save this website as a bookmark or keep it handy for quick access. You can do the Airteltez login on the Airteltez Portal by clicking the link in the article. The Airtel tez login panel Link details are provided in this article.
  8. Simply click on the respective option to use any service through the Airtel Payments Bank Portal.
  9. Select “Cash Withdrawal” if you wish to withdraw money or “Balance Enquiry” if you want to check your balance on the Airtel tez new portal airtel.
  10. To view a customer’s Mini Statement, click “Mini Statement”. If you’ve withdrawn money using your Aadhaar and it’s in your Airtel Portal Wallet, and you want to transfer it to your bank, click “Send To Bank”. 

AirtelTez APK Download – How to Get the AirtelTez New Portal Airtel App?

Downloading the AirtelTez new portal Airtel app can be done in a few easy steps. It allows you to access the Airteltez portal’s full range of features. Follow these steps to download the official app:

  • Go to the main website at
  • Locate the app section on the homepage.
  • Find the AirtelTez app URL in this section.
  • Use your login credentials to initiate the download.
  • Once downloaded, you can now utilize all the features of the Airtel Tez new portal Airtel app to their fullest.

Airtel Payment Bank Retailer 

As an Airtel customer, you can use the Airtel Payment Bank login to send or receive money from your bank account effortlessly. With the use of Near-Field Communication (NFC) technology, transactions can be conducted without the need to carry physical cash.

To learn how to do the Airtel payment bank login, read the article further.

Airtel Payment Bank Retailer Login (

  • Accessing the Airtel Payment Bank login is easy. Just open the Airteltez app, go to the “Bank” section, and provide your bank account number and the IFSC code. With this, you’re ready to go. Moreover, the Airtel Payment Bank Retailer Login can be used for making payments at participating retailers.
  • Whether it’s for groceries, utility bills, or sending money to a friend, the Airtel Payment Bank login ensures a seamless and convenient experience.

Sign-Up Airtel Payment Bank Login

Here is the step-by-step guide to doing the Airtel payment bank login:

  1. To begin, open Google and type “Airtel Portal” in the search field. This search will lead to a new page with the Airteltez Login URL:
  2. If you haven’t registered yet, click the “Sign-up” button, which will direct you to a new page.
  3. Next, you can enter the retailer’s mobile phone number and select the ‘Get OTP’ option.
  4. The One-time password will be sent to your registered phone number through the Airteltez portal. After receiving the OTP confirmation, input and validate the acquired OTP number. You can set up a password and complete the Airtel tez login procedure.
  5. Once you sign up on the Airtel Tez login panel, return to the Airtel Tez new portal Airtel login page and log in using your cellphone number and password to access the Dashboard.
  6. Upon loading the new page, you will be prompted to update your balance information and explore options like Distributor or UPI.
  7. For a money transfer, select the option and input the LAPU number to complete the transaction.
  8. You have the flexibility to withdraw cash from any bank. This can be done by selecting the ‘cash withdrawal’ option and using biometric devices while ensuring the cash withdrawal option is activated.
  9. Likewise, you can deposit cash by choosing the ‘cash drop’ or ‘cash deposit’ option.
  10. You can also use an Aadhar card for cash withdrawals and deposits.

The Airtel Payment Bank login process is user-friendly, with easy-to-follow steps that ensure a quick procedure. Customers can effortlessly transfer or receive money from their bank accounts using NFC technology through the Airtel Payment Bank.

Benefits and Features of Airtel Payments Bank

Once you have done your Airtel payment bank login, you can enjoy all the program’s benefits. Some of the benefits after the Airtel payment bank retailer login process are:

  • Conveniently open a savings account at any of Airtel’s extensive network of over 5 lakh Payments Bank centers nationwide.
  • Enjoy a complimentary personal accident insurance cover of Rs 1 lakh as an Airtel Payments Bank user.
  • Earn interest benefits of up to 6.0% on the deposited amount by opening a savings account after doing the Airteltez login.
  • Receive a debit card from Airtel upon Airtel tez login panel activation.
  • Access and purchase third-party insurance plans through Payments Bank.
  • Effortlessly transfer funds to any bank account in India using IMPS or UPI.
  • Conduct hassle-free prepaid mobile/DTH recharges and make various bill payments (such as electricity, water, gas, postpaid, etc.) through Payments Bank.
  • Seamlessly book travel tickets for buses, trains, or planes online via the Payments Bank platform.

How to Become an Airtel Payment Bank Retailer?

To become an Airtel Payment Bank Retailer, one must first seek assistance from an Airtel distributor. It’s essential to contact the field sales executive officer responsible for the preferred region, as each area has its unique distributor. Submitting a copy of the Aadhar card and any other required documentation is mandatory.

Once they review all paperwork and find the applicant eligible, the Airtel distributor will provide an LAPU SIM. It is also important to furnish the distributor with the business’s address and any other pertinent information. This process ensures a smooth and efficient entry into the Airtel Payment Bank Retailer program.

Airtel Payment Bank Retailer Login

You need to carry out the Airtel Payment Bank Retailer login to access your Airtel Payment Bank Retailer account. Follow these simple steps for the Airtel payment bank retailer login:

  • Begin by visiting the official Airtel Payment Bank website at
  • Your browser will display the Login Panel page.
  • On this page, enter your Airtel Payment Bank phone number and password.
  • Click on the “Login” option from the menu.
  • The Airtel Payment Bank dashboard will now be accessible, providing access to various services such as cash deposits, bill payments, and money transfers.
  • You can also access and print your Airtel Payment Bank Certificate through this portal.
  • To utilize these features, carry the Airtel payment bank retailer login process.


In conclusion, the Airtel Tez Login panel and Airtel Payment Bank Retailer Login offer convenient and efficient platforms for users to access a range of banking services. With easy-to-follow steps and user-friendly interfaces, individuals can seamlessly manage their accounts, make transactions, and avail of various benefits. The accessibility of Airtel Tez Portal Login services through these portals, coupled with features like secure transactions and additional insurance coverage, adds significant value to the overall banking experience.

Best Health Insurance Plans for Senior Citizens in India


As we age, our healthcare needs change, and they often increase. It’s a natural part of life, and it’s something we all must prepare for, especially in a country like India where healthcare costs are continuously on the rise. Having the best health insurance plans for senior citizens in India can be a lifesaver. It provides not only financial security but also peace of mind during a phase of life often referred to as the “golden years.”

In this comprehensive guide, we will explore the ten best health insurance plans for senior citizens in india.

We will also address some common questions and concerns to help you make an informed decision about your health insurance needs.

Read More: Star Senior Citizens Red Carpet Health Insurance Plan

What are Health Insurance Plans for Senior Citizens?

Health insurance plans for senior citizens are specially designed policies that provide medical coverage to individuals aged 60 and above. These plans typically offer coverage for age-related health issues and pre-existing conditions, ensuring that seniors have access to quality healthcare without financial strain. They often include features like lifelong renewability, coverage for critical illnesses, and hospitalization benefits tailored to the unique healthcare needs of older individuals.

20 Best Health Insurance Plans for Senior Citizens in India

Below here are listed the 20 best health insurance plans for senior citizens in india which you can consider when planning to invest in senior citizen health insurance.

These top ten best health insurance plans for senior citizens in India are carefully selected based on various factors. These factors include age eligibility, coverage of pre-existing diseases, unique features, and affordability. However, it’s essential to understand that one size does not fit all. Before you choose the best health insurance plans for senior citizens in India, assess your specific needs and financial capacity to select the most suitable one for yourself or your loved ones.

List of the 20 Best Health Insurance Plans for Senior Citizens

Sr. No. Insurance Plan Age Criteria Sum Insured (in Rs) Pre-existing Diseases Waiting Period
1 Aditya Birla Activ Care Insurance Plan Min: 55 years

Max: 80 years

Min: 3 lakh

Max: 25 lahks

2 years
2 Bajaj Allianz Silver Health Plan Min: 46 years

Max: 80 years

Min: 50,000

Max: 10 lahks

1 year
3 Care Senior Health Advantage Plan Min: 60 years

Max: Lifelong

Min: 5 lakh

Max: 10 lahks

2 years
4 Cholamandalam Flexi Health Supreme Plan Min: 18 years

Max: 75 years

Min: 5 lahks

Max: 5 crores

2/3 years
5 Digit Health Insurance Plan Min: 18 years

Max: No age limit

Min: 2 lahks

Max: 3 crores

1/3 years
6 Future Generali Varishta Bima Min: 60 years

Max: No age limit

Min: 2 lahks Max: 10 lahks 1 year
7 IFFCO Tokio Individual Health Protector Plan Min: 18 years

Max: 65 years

Min: 50,000

Max: 20 lakhs

3 years
8 Kotak Mahindra Health Premier Plan Min: 18 years

Max: 65 years

Min: 2 lakhs

Max: 2 crores

3/4 years
9 Liberty HealthPrime Connect Plan Min: 18 years

 Max: 65 years

Min: 10 lakhs

Max: 1 crore

3/4 years
10 Magma HDI OneHealth Senior Plan Min: 56 years

Max: No age limit

Min: 3 lakh

Max: 25 lakh

1 year
11 ManipalCigna Prime Senior Plan Min: 56 years

 Max: 75 years

Min: 3 lakhs

Max: 50 lakhs

2 years
12 National Senior Citizen Mediclaim Policy Min: 50 years

Max: 80 years

Min: 1 lakh

Max: 10 lakhs

2 years
13 New India Assurance Senior Citizen Mediclaim Policy Min: 60 years

 Max: 80 years

Min: 1 lakh

Max: 1.5 lahks

18 months
14 Niva Bupa (Formerly known as Max Bupa) Senior First Plan Min: 61 years

 Max: 75 years

Min: 5 lakh

Max: 25 lakh

2 years
15 Oriental HOPE Insurance Plan Min: 60 years

 Max: No limit

Min: 1 lakh

Max: 5 lakh

2 years
16 Raheja Health QuBE Insurance Plan Min: 18 years

Max: 65 years

Min: 1 lakh

Max: 50 lahks

4 years
17 Reliance Health Gain Policy Min: 18 years

 Max: 65 years

Min: 3 lahks

Max: 1 crore

3 years
18 Royal Sundaram Lifeline Health Insurance Plan Min: 18 years Max: No age limit Min: 2 lakhMax: 1.5 crores 2/3/4 years
19 SBI Super Health Insurance Plan Min: 18 years

 Max: No age limit

Min: 3 lahks

Max: 2 crores

2 years
20 Star Senior Citizen Red Carpet Health Insurance Policy Min: 60 years

Max: 75 years

Min: 1 lakhs

Max: 25 lakhs

1 year

Read More: Punjab National Bank Senior Citizens Saving Scheme

Checklist to Buy the Best Health Insurance Plans for Senior Citizens

Here’s a concise and rephrased checklist for selecting the best health insurance plans for senior citizens:

  1. Prioritize Plans with Shorter Pre-existing Disease Waiting Periods (1-2 years).
  2. Choose Insurers with Extensive Network Hospitals for cashless treatment.
  3. Look for Policies Offering Free Medical Check-ups for early disease detection.
  4. Select Plans with No Claim Bonus to boost coverage without premium hikes.
  5. Opt for Plans without Co-payment clauses.
  6. Consider Policies covering Domiciliary Treatment.
  7. Ensure coverage for Day Care Procedures like chemotherapy or dialysis.
  8. Prioritize Lifetime Renewability to avoid policy changes as seniors age.

Importance of Best Health Insurance Plans for Senior Citizens

Investing in the best senior citizen health insurance is crucial for several reasons:

  1. Rising Medical Costs: Post-retirement, income typically decreases significantly, making it essential to have a medical claim policy. It ensures that soaring medical expenses don’t deplete savings during emergencies or planned hospitalizations.
  2. Preventive Health Check-Ups: Senior citizen medical claim insurance often includes annual health check-ups, helping policyholders save on healthcare expenses and maintain overall well-being.
  3. Coverage for Critical Illnesses: These policies offer coverage for critical illnesses such as heart ailments and cancer treatments. Given the high costs of treating critical conditions, having such coverage can safeguard a family’s financial stability.

Benefits of Health Insurance Plans for Senior Citizens

Health insurance for senior citizens in India is tailored to meet the unique needs of the elderly and offers numerous benefits:

1. Comprehensive Coverage

This insurance covers pre and post-hospitalization expenses, daycare costs, ambulance charges, and domiciliary hospitalization, providing extensive coverage.

2. Cashless Treatments

It enables cashless medical treatment at network hospitals, ensuring top-notch care without out-of-pocket expenses.

3. Lifetime Renewability

Many plans offer lifetime renewability, allowing continuous coverage without age restrictions.

4. No Pre-Medical Tests

Most policies in this category skip pre-medical tests, making it easier for seniors with pre-existing conditions to obtain coverage.

5. Tax Benefits

Premiums qualify for tax benefits under Section 80D of the Income Tax Act, with an additional rebate for preventive health check-ups.

6. Coverage for Elderly

These plans provide essential medical coverage for seniors, ensuring their healthcare needs are met well into their 60s and beyond.

Who Should Invest in Health Insurance Plans for Senior Citizens

Health insurance plans for senior citizens provide vital benefits like pre/post-hospitalization coverage, day-care treatment, annual check-ups, cashless hospitalization, and home care. Tailored for those aged 60 and above, these policies are essential as lifestyle diseases surge. Individuals must secure health insurance for their elderly parents, retired professionals, and business owners.

Factors to Know Before Invest in Health Insurance Plans for Senior Citizens

A health insurance policy serves as a guardian for your health, so thorough research is vital. Here are key considerations when purchasing insurance for seniors:

  • Network Hospitals

Opt for an insurer with nearby network hospitals for convenient access during emergencies, especially as traveling becomes challenging with age.

  • Waiting Period

Compare plans and choose one with the shortest waiting period for pre-existing diseases to get coverage sooner.

  • Free Medical Check-ups

Given the importance of regular check-ups in old age, select an insurer offering complimentary health check-ups.

  • Co-payment

Look for plans with lower co-payment requirements to ease the financial burden, considering most seniors have limited income.

Best Health Insurance Plans for Senior Citizen Tax Benefits

In India, health insurance for senior citizens in India offers a significant tax benefit under Section 80D of the Income Tax Act. This provision allows for tax exemptions of up to INR 50,000 on premiums paid for senior citizen health insurance policies. This dual advantage enables senior citizens to secure medical coverage while enjoying tax savings.

Inclusions of Health Insurance Plans for Senior Citizens

Health insurance plans for senior citizens in India typically include the following benefits:

  1. Hospitalization Expenses: These plans cover all hospitalization-related costs, such as ICU charges and nursing fees.
  2. Pre and Post-Hospitalization Cover: They provide coverage for pre-hospitalization (60/90 days) and post-hospitalization (90/180 days) expenses, including consultations and check-ups.
  3. Day-Care Treatments: Coverage extends to day-care treatments, which encompass advanced medical procedures completed within 24 hours without extended hospital stays.
  4. Home Health Care: Many senior citizen health insurance plans offer the convenience of home health care, ensuring treatment and medical care can be received at home.
  5. AYUSH Treatment: These policies include coverage for alternative therapies like Ayurveda, Unani, Siddha, and Homeopathy, ensuring comprehensive healthcare options for seniors’ overall well-being and recovery.

Exclusions Health Insurance Plans for Senior Citizens

Exclusions in health insurance plans for senior citizens in India typically include

  1. Self-Inflicted Injuries: These policies do not cover injuries resulting from self-harm while under the influence of intoxicants or in any such circumstances.
  2. War: Claims arising from war-related situations are not covered by senior citizen health insurance plans.
  3. Treatment of Obesity or Cosmetic Surgery: Expenses related to cosmetic surgery or obesity treatments are generally excluded.
  4. Adventure Sports and Activities: Injuries sustained during extreme adventure sports like bungee jumping, paragliding, or skydiving are not covered.
  5. STIs: Health insurance for senior citizens does not provide coverage for venereal and sexually transmitted diseases.

Understanding the Claims Process of Health Insurance Plans for Senior Citizens

Understanding the claims process is essential for senior citizens in India. It’s crucial to know how to file a claim when you require medical treatment. The claims process involves the following steps:

  1. Notification: Inform the insurance company about the hospitalization or medical treatment as soon as possible. Some insurers have a specific window for notification.
  2. Claim Form: Fill out the claim form provided by the insurance company. This form will require details about your treatment, including bills, prescriptions, and medical reports.
  3. Document Submission: Along with the claim form, submit all the necessary documents, including original bills, receipts, and medical records.
  4. Claim Assessment: The insurance company will assess your claim based on the information and documents provided.
  5. Claim Settlement: If the claim is approved, the insurance company will settle the bills directly with the hospital or reimburse you, depending on the terms of your policy.

Understanding the claims process ensures that you can access your insurance benefits when needed and minimizes any potential hassles during a medical emergency.


Securing the best health insurance plans for senior citizens in India is a vital part of financial planning. It ensures financial stability in a phase of life when healthcare costs rise, safeguarding access to quality medical services without depleting savings.

When selecting a plan, consider factors like pre-existing disease coverage, lifelong renewability, hospital cash benefits, Ayush treatments, and specific procedure coverage. Evaluate hospital networks, family discounts, and spousal coverage. Assess premiums against coverage and opt for an appropriate sum insured.

Health insurance is an investment in well-being and financial security, offering peace of mind during retirement. It’s a lifeline, ensuring both health and financial protection. Take time to compare and choose the right plan for your unique needs. Your health and peace of mind are invaluable.

Best Health Insurance Plans for Senior Citizens in India  – FAQs

What is the importance of the best health insurance plans for senior citizens in India?

Ans. Health insurance becomes increasingly important as we age. Senior citizens often have more healthcare needs, and treatment can be expensive. Health insurance provides financial security during this phase of life, ensuring access to quality medical care without depleting savings or burdening family members with hefty medical bills.

Are pre-existing diseases covered under these best health insurance plans for senior citizens in India?

Ans. Yes, most senior citizen health insurance plans in India cover pre-existing diseases. However, there is usually a waiting period (typically one to four years) before these diseases are covered. It’s crucial to check the specific plan’s waiting period before making a decision.

Is there an age limit for purchasing the best health insurance plans for senior citizens in India?

Ans. The age eligibility for senior citizen health insurance plans can vary from one insurer to another. Typically, it starts at 60 years or 61 years of age, but some plans may have lower or higher age limits. It’s advisable to compare plans to find one that suits your age and requirements.

Can I include my spouse in the same health insurance plan?

Ans. Many senior citizen health insurance plans offer the option to include a spouse or partner in the same policy. This can be cost-effective and convenient, as both individuals can enjoy coverage under a single plan.

What should I consider when choosing the best health insurance plans for senior citizens in India?

Ans. When selecting a health insurance plan for senior citizens, consider factors such as the coverage offered, the waiting period for pre-existing diseases, the network of hospitals, the premium cost, and any additional benefits like annual health check-ups or critical illness coverage. Assess your particular needs and budget before making a decision.

How to Check Max Life Insurance Policy Status, Details, and Statement


The Max Life Insurance policy presents a fantastic investment prospect for those seeking a secure future. Packed with numerous advantages, it offers ease of use. Understanding every aspect of your policy is vital for maximizing its benefits. Keeping yourself well-informed about your Max Life Insurance policy is essential to ensuring your financial stability.

By adhering to the guidelines outlined in this manual, you can effortlessly review your policy particulars, ascertain its status, and retrieve statements. This guarantees that your insurance policy remains a valuable asset within your financial portfolio.

Here, we will discuss max life policy status, details, statements, and how to check them.

Read More: How to Unblock Bajaj Finserv EMI Card Online

What is Max Life Insurance?

Max Life Insurance is one of India’s largest and most successful providers, offering uniquely designed insurance plans that serve as effective long-term savings options.

How to Check Max Life Insurance Policy Status?

The digital age has made accessing essential information a breeze. Within moments, you can have all the pertinent details about your insurance policy on your screen. Max Life insurance policy particulars are easily obtainable through their user-friendly website, designed to keep policyholders informed.

You can check Max Life insurance policy details online or offline, catering to your convenience. The online method for verifying Max Life’s policy status is remarkably straightforward. The website features a customer care portal, allowing policyholders to handle premium payments, download payment receipts, and review Max Life policy details.

Steps by Step Guide to Check Max Life Insurance Policy Status Online

Here’s a simple guide on How to Check Max Life Insurance Policy Status online

  • Step 1: Log in to the official Max Life Insurance website.
  • Step 2: Navigate to the ‘Customer Login’ option at the top right corner of the page, revealing a drop-down menu with choices like ‘Pay Premium,’ ‘Track Application,’ ‘Claims Centre,’ and more.
  • Step 3: Select an option to be directed to a new page.
  • Step 4: To access Max Life Insurance policy details, enter your username, ID, and password as prompted.
  • Step 5: After providing the necessary details accurately, access the customer login portal for Max Life insurance policy details.
  • Step 6: Input your policy number to check the Max Life insurance policy status.

The process to inquire about the Max Life policy status is uncomplicated. Once you have the required personal information ready, a few simple steps lead you to the information you seek for max life policy status.

Read More: LIC Policy Surrender Value Calculator

Other Techniques to Check Max Life Insurance Policy Status

Beyond the website, there are alternative methods available for How to Check Max Life Insurance Policy Details:

  • By Call

You can inquire about your Max Life policy details by calling the toll-free helpline at 18601205577. The helpline is available from Monday to Saturday between 09:00 AM to 06:00 PM.

  • By Email

For any inquiries regarding Max Life insurance policy details, you can send an email to

  • By SMS

Receive Max Life policy details via SMS by sending a message to the company. Depending on your query, send the appropriate short code specified by the company to 5616188.

  • By Visiting the Branch Office

An alternative way to obtain Max Life insurance policy details is by visiting the nearest branch office.

Resetting Password to Check Policy Status

If you’ve misplaced your login password to check Max Life insurance policy details, follow these steps to reset it:

  1. Click on the ‘forgot password’ option for Max Life policy status on the login portal.
  2. Provide details such as customer ID, registered email address, and policy number, and click the submit button.
  3. An email containing a reset password link will be sent to your email address.
  4. Click the link to set a new password for checking Max Life insurance policy details.

Recovering Username to Check Policy Status

In case you’ve forgotten or misplaced your username needed to access Max Life policy details, follow these steps to recover it:

  • Click on the ‘forgot username’ option for Max Life insurance policy details on the login page.
  • You will be directed to a new web page where you can fill in the necessary information, including the policy number for Max Life insurance policy status check, customer ID, and email address.
  • After completing the details, click the ‘Submit’ button to proceed and easily retrieve your username.

Read More: How Family Floater Health Insurance Plan Saviour of Your Family

How to Check Max Life Insurance Policy Details?

To check max life insurance policy details even if you are an online consumer or choose the old-school method of offline visits, you can acquire all the details about your max life insurance policy details very easily.

Below are some steps to how to check max life insurance policy details let’s know:

  • Step 1: Visit the Max Life Insurance official website:

Also, you can log in to the Max Life customer portal, which gives results for all your policy details.

  • Step 2:  You can call this number 1860 120 5577 and reach out to the customer care crevice of Max Life Insurance.
  • Step 3: Also you can visit your nearest branch of max life insurance and check your policy details there.
  • Step 4: Using your mobile phone you can also get your max life insurance policy details. You can message your policy number to max life in your registration mobile number. If every detail is correct then your max life insurance policy details are sent via SMS on your mobile phone.

How to Check Max Life Insurance Policy Statement Online?

In today’s era of convenience, many of us prefer online solutions for various tasks. Here’s a simple guide on How to Check Max Life Insurance Policy Statement online:

Steps by Step Guide to Check Max Life Insurance Policy Statement

Steps to Check Max Life Insurance Policy Statement

  • Step 1: Go to the Max Life Insurance website
  • Step 2: Navigate to the customer service tab in the homepage’s upper right corner.
  • Step 3: Hover over this tab to reveal a drop-down menu, where you’ll find the “View Policy Details” option.
  • Step 4: Login by providing your policy number and date of birth, or use your registered mobile number and date of birth for authentication.
  • Step 5: Click “submit” to access and view your Max Life insurance policy statement.

For inquiries regarding your Max Life insurance policy statement, you can reach the customer service helpline at 1860-120-5577 during our operating hours from 9:00 AM to 6:00 PM, Monday to Saturday. Additionally, you can email your queries to

Steps by Step Gude to Check Max Life Insurance Policy Statement Offline

In addition to utilizing the online method, you have the option to acquire the information by personally visiting the closest office branch using the following steps:

  1. Sign in to your Max Life Insurance account.
  2. Navigate to the homepage and select the “Contact Us” option.
  3. Access the “Locate an Office” section on the subsequent page.
  4. Provide details such as your state, city, and pin code to retrieve the address of the nearest branch.


Max Life insurance policy presents an outstanding investment opportunity for those seeking a secure future. With a range of benefits and user-friendly features, understanding every aspect of your policy is crucial for optimal utilization. Keeping yourself informed about your Max Life Insurance policy is vital for your financial well-being.

Following the steps outlined in this guide, you can quickly review your policy details, status, and access statements, ensuring that your insurance remains a valuable asset within your financial portfolio.

How to Check Max Life Insurance Policy Status, Details, and Statement – FAQs

Is a Policy Number Required to Check Max Life Policy Details?

Ans. To access Max Life Insurance policy details, you can log into the customer portal using either your policy number, registered mobile number, email address, or date of birth.

Can I Make Premium Payments Using an Online Wallet?

Ans. Absolutely. Max Life Insurance offers multiple online premium payment options, including the use of online wallets, for your convenience.

Is it Possible to Check Details for Multiple Max Life Policies Simultaneously?

Ans. Upon logging into the customer portal, you will have visibility to all your Max Life insurance policy details, consolidating information for multiple policies in one place.

Where Can I Retrieve My Premium Payment Receipt for Max Life Policy?

Ans. Your premium payment receipt for your Max Life policy can be easily downloaded from the Max Life customer portal. Simply click on ‘Transactions’ under the policy section to access and download your receipt.

How to Unblock Bajaj Finserv EMI Card Online


The Bajaj Finserv EMI card is a versatile financial tool that empowers consumers to convert their purchases into convenient monthly installments. This EMI card by Bajaj Finserv offers many benefits and features that help enhance the shopping experience. It has a pre-approved limit of up to two lakhs and many partner brands, making it a powerful financial instrument for shopping.

However, there can be instances where the card gets blocked, causing inconvenience. In this comprehensive guide, we will take you through the step-by-step process of how to unblock your Bajaj EMI card online. This will ensure you can resume using it for your purchases with ease.

What is Bajaj Finserv EMI Card?

The Bajaj Finserv EMI card is designed to make shopping more affordable. It allows you to spread the cost of your purchases over manageable monthly installments. Accepted at numerous partner stores, this card has become an essential asset for budget-conscious shoppers.

How to Unblock Bajaj EMI Card Online?

If you want to unblock your Bajaj Finserv EMI Card, access the Bajaj Finserv customer service portal and go to the “My Account” section. Then, select your card details on the relationship page and proceed to the “block/unblock” tab.

Steps to Unblock Bajaj Finserv EMI Card

  • Open Bajaj Finserv Customer Portal
  • Sign in to your Account.
  • Tap On EMI Network Card
  • Click on View All EMI card details options.
  • Select Unblock Option

The detailed dissection of each step of how to unblock a Bajaj EMI card online is given below:

1. Open Bajaj Finserv Customer Portal

To access the Bajaj Finserv Customer Portal, simply type “Bajaj Finserv Customer Portal” in Google search and click on the official website link that appears first. This will take you to the portal, which you can access on your phone or PC.

Open Bajaj Finserv Customer Portal

2. Sign in to Your Account

Upon accessing the Bajaj Finserv Customer Portal, input your Mobile Number and Date of Birth. Then, proceed to sign in to your account by entering the OTP received.

Sign in to Your Account

3. Tap on EMI Network Card

Within your account, you will find an option for the Bajaj EMI Card or EMI Network Card. Click on it to proceed to the next steps.

Tap On EMI Network Card

4. Click on View all EMI Card Details Options

Once you click on the EMI Network Card, a new page will appear. Scroll down to access the Relationship details menu. Click on “View All” and navigate to the EMI card details options. From there, you can choose to Block, Unblock, or Reissue your Bajaj EMI Card.

Click on View all EMI Card Details Options

5. Select Unblock Option

From the “View All EMI card details” option, select “Unblock” to view the duration for which your Bajaj EMI Card has been blocked.

Alternatively, Choose “Unblock” from the “View All EMI card details” option to investigate the reason for the block on your Bajaj EMI Card.

Select Unblock Option

How to Unblock Bajaj Finserv EMI Card Online on the My Account Portal?

When you look for how to unblock a Bajaj Finserv EMI card online, you can choose to raise a Bajaj emi card to unblock the request via the online account portal. The steps to do it are:

  • Visit the Bajaj Finserv customer portal and log in using your registered ID, phone number, email ID, password, and OTP.
  • Visit the ‘My Relations’ section.
  • Choose the ‘EMI Network card’ option.
  • Select the ‘View All’ option.
  • Then go to the ‘EMI card details’ option.
  • Choose from the ‘unblock,’ ‘block’ or ‘reissue’ option.

This is how to unblock Bajaj Finserv cards using the ‘My Account’ portal.  

How to Unblock Bajaj Emi Card Using Customer Care Service?

You’ll get these results when you look for how to unblock Bajaj Finserv EMI cards using customer service. Hence, you can follow these steps:

  • Call the official customer care number, which is +918698010101
  • Input the following details:
  • Official customer ID
  • EMI network card number
  • Details of the issue faced

You will get a notification when this issue gets resolved. 

How to Check if Your Bajaj EMI Card is Blocked?

  • To determine whether your Bajaj EMI card is blocked or not, log in to your Bajaj Finserv account. Log in to your ‘My Account’ section using your details like mobile number and customer ID. After logging in, move to ‘My Relations’ and select ‘EMI NEtwork card’.
  • You can also verify your blocked status through the mobile application. Simply click on the ‘Know More’ option and choose ‘See EMI Card Now’. This will retrieve the current status of your EMI Card. In case your card is blocked, it is crucial to initiate the EMI Card unblocking process promptly. Understanding the reason behind the blockage is equally important.

Reasons Why the Bajaj EMI Card Gets Blocked

While it is important to learn the Bajaj Finance EMI card unblocking procedure, it is equally essential to know how the card got blocked in the first place. Here are the reasons that caused the blocking of the Bajaj EMI Card.

1. ECS Mandate Processing Failure

The ECS mandate enables your bank account to auto-debit the payments from your account. This mandate helps you from missing out on payments helping in keeping your card active. If you face an ECS mandate failure, you can visit the nearest Bajaj Finserv branch and raise a request to activate it again.

2. Missed Payments

If you’ve missed multiple EMI payments, your card may get blocked. It’s crucial to stay on top of your payment schedule to prevent this.

3. Invalid Transactions

Suspicious or unauthorized transactions can trigger a block. Report any such transactions promptly to Bajaj Finserv.

4. Inactivity

Extended periods of inactivity on your EMI card may lead to a block. Make sure to use your card periodically to keep it active.

5. Failure to keep a CIBIL score of 750

If you fail to maintain a CIBIL score of 750 over an extended period, you may end up with a blocked Bajaj EMI card.

Features and Benefits of when you unblock bajaj EMI card

There are some benefits of the card that you should know before you go on to find how to unblock the Bajaj EMI card:

  • Pre-approved offer

As you do the Bajaj finance EMI card unblock, you can access a pre-approved offer of up to Rs 2 lakhs on your card. This results in empowering you to shop from the huge network of 1.2 lakh partner stores using this card.

  • Easy to access

Once you learn how to unblock the Bajaj EMI card online, you can easily access the card through the Bajaj Finserv app.

  • No cost EMI

The no-cost EMI feature entails that you need not pay any additional charges as interest on your shopping expenses.

  • Flexible repayment options

You can repay the cost of your shopped items during a flexible tenure of 3 to 24 months.

  • No foreclosure charges

Apart from having a flexible repayment tenor, you can always foreclose the repayment of EMI at your choice of time without any extra costs. You can foreclose your loans after you have made your first installment.

Read More: SBI Cibil Score Check


When you look for Bajaj finance EMI card unblock methods, you might come across many useful articles. Unblocking your Bajaj Finserv EMI card online is an easy process that ensures you can continue enjoying its benefits.

By following this guide on “how to unblock Bajaj Finserv card online”, and staying vigilant about your card activity and payments, you can have the Bajaj Emi card unblocked. Additionally, it also prevents future blocks, from making the most out of this valuable financial tool.

How to Unblock Bajaj Finserv EMI Card Online – FAQs

What do I need to unblock my EMI card online?

Ans. You will need your registered mobile number, email address, and your Bajaj Finserv EMI Card details for verification.

What should I do if I forget my login credentials?

Ans. If you’ve forgotten your login credentials, you can use the “Forgot Password” or “Forgot User ID” options on the login page to reset your password or retrieve your User ID. For the next steps, you can follow the guide on “how to unblock Bajaj Finserv EMI card”.

Can I unblock my EMI card from the Bajaj Finserv mobile app?

Ans. Yes, you can unblock your EMI card using the Bajaj Finserv mobile app. Simply you can log in to your account and follow the steps provided.

What if I’m unable to unblock my EMI card online?

Ans. If you encounter any issues while trying to unblock your EMI card online, you can contact Bajaj Finserv customer support for assistance.

Are there any charges for unblocking my EMI card online?

Ans. There are generally no charges for unblocking your Bajaj Finserv EMI Card online. However, check with the customer service team or refer to the terms and conditions for any updates.

How long does it take for the EMI card to be unblocked once requested online?

Ans. The bajaj emi card unblocks request is usually instant once you’ve completed the verification process. However, in some cases, the unblocking process may take up to 24 hours. 

Is it necessary to have an internet banking facility to unblock the EMI card online?

Ans. No, you don’t necessarily need internet banking to unblock your EMI card online. You can use the Bajaj Finserv website or mobile app to complete the process.

Can I unblock my EMI card online if it’s lost or stolen?

Ans. If your EMI card is lost or stolen, it’s crucial to report it to Bajaj Finserv immediately. They will guide you through the necessary steps to address the situation.

Health Insurance Plan for Women in India


Health Insurance Plan for Women in India is necessary after the age of 40, as women become more prone to health concerns. At this point, they are more vulnerable to crucial illnesses. Women, like men, require health insurance to meet their medical demands. Examine the various women’s health insurance options.

However, it is important to remember that the criteria might differ based on gender. As a result, women must grasp the many features of health insurance. A woman’s physique changes dramatically after her 30s and 40s. Pregnancy-related circumstances, lifestyle, and so on all play a significant influence in this. All of this highlights the importance of comprehensive insurance.

Continue reading as we go into the Health Insurance Plan for Women in India issue in depth.

What is a Health Insurance Plan for Women?

Women’s health insurance, often known as medical coverage for women, is to address the particular healthcare demands and challenges that women encounter throughout their lifetimes. This form of insurance offers a variety of services and benefits that promote and safeguard the physical, emotional, and reproductive health of women.

Having health insurance has just become a legal obligation. We provide insurance for everyone, including children, working men, and the elderly. However, in comparison to other nations, we lag in offering comprehensive health insurance coverage exclusively for women.

Despite worries regarding women’s health insurance coverage in India, there is some encouraging news. A growing number of health insurance companies are developing outstanding women-centric policies that offer complete coverage for women’s health requirements.

Read More: Star Senior Citizens Red Carpet Health Insurance Plan

5 Best Health Insurance Plans for Women in India Name of Health Insurance for Women Sum Assured Maternity waiting period
1. Bajaj Allianz Women Specific Critical Illness Plan Rs. 50,000 to 2 Lacs NA
2. Care Joy Maternity Insurance Plan


Rs. 3 lacs to 5 lacs
  • 9 Months for Joy today
  • 24 Months for Joy tomorrow
3. Star Women Care Insurance Plan


Rs. 5 lacs to 1 Crore
  • 24 Months for SA 5 Lacs to 10 Lacs
  • 12 Months for SA above 10 lacs
4. HDFC Life Smart Woman Plan 40 times the annual premium Fund value on maturity
5. SBI Smart Women Advantage


Rs. 2 lacs to 20 Lacs 30 Days

Details of 5 Best Health Insurance Plans for Women in India

You can now check out the 5 best Health Insurance for Women with various benefits:

1. Bajaj Allianz Women Specific Critical Illness Plan

The Bajaj Allianz Women Specific Critical Illness Plan is a health insurance program for women, which takes into account the illnesses and risks that affect them more frequently. The Women’s Critical Illness Insurance plan covers eight life-threatening diseases that women are prone to. If a woman with any of these diseases is found, she can receive cash reimbursement. The full amount is given to her in a single payment to help her pay for her treatment and recovery.

Eligibility Criteria

Category Eligibility
Minimum Entry age 21years
Maximum Entry age 65 years
Renewability Lifetime
Coverage type Individual

Features and Benefits

  • It covers numerous forms of cancer, including breast cancer, vaginal cancer, cervical cancer, ovarian cancer, fallopian tube cancer, and uterine cancer.
  • It protects the insured from paralysis and burns.
  • In addition, the insured gets 50% of the sum insured if the newborn infant has congenital defects such as Down Syndrome, Spina Bifida, congenital cyanotic heart disease, and so on.
  • It provides a children’s education incentive if the insured has any one of the serious diseases.
  • Working women who are diagnosed with a serious illness and lose their jobs within three months receive a lump sum payment.
  • No pre-policy check-up is required for women up to the age of 41.

2. Care Joy Maternity Insurance Plan

One-of-a-kind Care Joy Health Insurance provides coverage for maternity and medical requirements throughout pregnancy as well as hospitalization charges. The program will help people and families who want to create a family. In addition to maternity care, the plan also pays for any necessary expenses incurred in the event of a medical emergency. Other family members of the insured ladies may also be covered under the plan.

Eligibility Criteria

Category Eligibility criteria
Minimum entry age 18 years for adult

1 day for a child

Maximum entry age


65 years for adult

45 years for insurance of maternity

24 years for the child

90 days for newborn baby

Renewability Lifelong
Coverage type Individual /Family floater

Features and Benefits

  • There are two options available for the Care health insurance plan: Joy Today and Joy Tomorrow.
  • This includes Maternity and newborn infant coverage as well as hospitalization and ambulance services.
  • Neonatal birth abnormalities such as cerebral palsy and Down Syndrome are under this plan.

3. Star Women Care Insurance Plan

All women between the ages of 18 and 75 can purchase Star Women Care Insurance insurance as a standalone insurance or a floater policy. To benefit from this policy, women do not need to submit to any pre-medical testing. Customers may acquire the coverage by paying premiums in quarterly or semi-annual installments, and they can choose to take it out for one year, two years, or three years.

Eligibility Criteria

Category Eligibility
Minimum entry age 18 years for adults

91 days for the child

Maximum entry age 75 years for adults

25 years for the child

30 years for unmarried daughters

30 years for unemployed daughters

Renewability Lifelong
Coverage type Individual or floater

Features and Benefits

  • It covers women’s medical expenses such as birthing costs, assisted reproductive therapy, in-utero fetus surgery/repair, prenatal care, miscarriage, and choice of sterilization.
  • It also covers newborn infant costs such as vaccinations, nutritional screening, and medical consultation.
  • The plan also covers hospitalization costs, ambulance fees, OPD therapy, and AYUSH treatment.
  • It also includes optional cancer coverage.
  • It also provides automatic restoration of the insured money as well as a cumulative bonus benefit.
  • The plan does not need any medical screening before approval.

4. HDFC Life Smart Woman Plan

Are you in search of a health insurance plan tailored specifically for women? Look no further than the HDFC Life Smart Woman Plan! This popular insurance program offers investment opportunities with a focus on women. The benefits included in the plan is to assist you throughout various stages of life, including pregnancy, cancer treatment, and bereavement.

Eligibility Criteria

Category Eligibility
Minimum entry age 18 years
Maximum entry age 45 years

Features and Benefits

  • You can see the HDFC Life Smart Woman Plan’s benefits in the following list.
  • The plan provides up to 40 times your annualized premium in the form of an amount assured.
  • You can choose between three practical benefit options: Classic, Premier, and Elite.
  • You will benefit from additional regular cash distributions under Premier and Elite when you pick the policy. Option
  • Premium if a child is born with a congenital disorder or has pregnancy issues, a diagnosis of cancer of the female organs, or the passing of a spouse, the three yearly premiums are waived and paid.
  • The allocation rate rises starting from year 11 forward.

5. SBI Smart Women Advantage

A participating Individual is The SBI Life – Smart Women Advantage. It offers three types of protection: savings protection, critical sickness benefits, and life insurance. It provides you with additional protective measures that will aid in your financial planning while also keeping you safe. There are two options available for women: the Gold plan and the Platinum plan. Providing women with financial protection during pregnancy and childbirth is another key objective of this SBI Life insurance.

Eligibility Criteria

Category Eligibility criteria
Minimum Entry Age 18 years
Maximum Entry Age 50 years
Revival Option is provided
Coverage type Individual

Features and Benefits

  • SBI smart Health Insurance Plan for Women is a Comprehensive coverage. The plan offers a critical illness and savings rider.
  • This Health Insurance Plan for Women has an additional Coverage. Policyholders are safe from problems resulting from pregnancy and birth-related defects with the APC and CA (Additional Pregnancy Complication and Congenital Defects) insurance. Payable is 20% of the Basic Sum Assured.
  • Two different plans are available under this program. Plan name: Gold Coverage Plan Life coverage with savings plus critical illnesses specialized to women Platinum Savings, Plan Life coverage, critical illnesses that only affect women, and other critical illnesses
  • In the case of a major stage CI, premium payments are foregone for the remainder of the insurance period. However, the policy and its benefits will remain in effect until the conclusion of their tenure.
  • This Health Insurance Plan for Women has a Death Benefit. If the policyholder passes away, he gets the amount from the sum insured at death and any vested simple reversionary bonuses. They also get the amount of the relevant Terminal Bonus or 105% of the premiums, if applicable. The recipient gets the amount. Option to Surrender: After paying the entire price for at least three years, you have the option to cancel your coverage.
  • The policy is qualified to share in the company’s earnings.
  • Benefits for Maturity is one of the best benefits of this Health Insurance Plan for Women. If the Life Assured survives to Maturity, they get the following benefits: Basic Sum Assured Plus Vested Simple Reversionary Bonuses plus any applicable Terminal Bonus.

Importance of Health Insurance Plan for Women in India

The specific demands of women in terms of health insurance are catered by the Health Insurance Plan for Women in India. Some of these needs are given below:

1. Cover Illness

Certain diseases, such as breast cancer and malignancies of the reproductive system, are only present in females. The price of therapy when these illnesses strike might be rather costly. Health insurance for women covers these particular conditions.

2. High Maternity Costs

Women need more medical services than men do, in part because of maternity care. Maternity care costs have soared due to the country’s rise in cesarean births. The expense of maternity care is taken care of by women and their families with the help of a Health Insurance Plan for Women in India.

3. Tax Benefit

Section 80D of the Income Tax Act of 1961 allows you to reduce your tax liability in addition to providing insurance coverage. Women under the age of 65 are eligible for a 30,000-rupee tax deduction.

Things to Know Before Buying a Health Insurance Plan for Women in India

There are many such Health Insurance plans for Women in India. So, picking one might be difficult. Notwithstanding these regulations,

You should only choose the one that is appropriate after taking into account both illnesses that affect women solely and health concerns that are typical of women.

When selecting a health plan, you typically assess the premium, policy limit tenure, and benefit, but when it comes to Health Insurance Plan for Women, the variables and demands are somewhat different.

The following are factors to take into account when selecting a health insurance plan for a woman.

  1. Type of Plan
  2. Pre-existing cover
  3. Claim Settlement
  4. Maternity cover
  5. Network Hospitals

5 Factors Affecting Health Insurance Plans for Women

Before purchasing quality health insurance for women, there are several things to consider. choose women’s health insurance Keeping in mind all of these aspects

  • Age

First, younger women are less likely than older ones to experience health issues. Second, younger women are less likely to require costly medical treatment. It is therefore best to obtain insurance as soon as possible.

  • Health

Your whole health profile is important, which implies both your present and historical health are important.

  • Lifestyle

Smoking and drinking habits can be detrimental to your health as well as your ability to obtain health insurance. 

  • Types of Policy

Your choice of policy affects both the coverage and the premium. A family floater policy, where the insured amount is split among the family members, will affect the premium differently than if you pick a women’s health insurance policy for you alone.

  • Maturity Benefits

How long is the waiting time before receiving maternity benefits?

Benefits of Health Insurance Plan for Women

For all-around development, women have seized control of their welfare and advancement in all facets of life. Making the finest women’s health investments bolster their financial security.

1. Freedom from the Cost of Healthcare

The stress that results from being unable to work due to a medical issue is why women need to invest in the finest women’s health insurance plan. It’s so people may become financially independent, protect themselves from disease, and easily get help and medical care.

2. Get the Finest Maternity Care Possible

Individuals must pay a significant portion of their resources to have the best maternity care, which is a costly affair in India.

3. Protect Against Life-threatening Diseases

Insuring yourself with the best health insurance for women can protect you from the high medical costs paid during the treatment of these diseases via a lump sum payment for some of the essential illnesses that afflict women.

What does a Women’s Health Insurance Plan Cover? 

The menstrual cycle, pregnancy, and menopause are just a few of the bodily changes that women experience during their lives. Their bodies require ongoing medical care. Here are some characteristics that a typical Health Insurance Plan for Women In India includes:

  • Pregnancy/Maternity Coverage

Pie and postpartum costs are highly expensive. The mother and the kid can receive the greatest care possible with a suitable health insurance plan created for women.

  • Pre and Post-Hospitalization Costs

These are required since, for the most part, medical care is not provided only in hospitals.

  • Daycare Services

Treatments for daycare are often covered so that the insurance can handle the simple procedures.

  • Hospitalization at Home

Several operations are done at home due to the patient’s immobility, and domiciliary hospitalization is covered.

What is not Covered Under Women’s Health Insurance Plan?

Certain conditions or therapies are not covered by women’s health insurance. To make a wise purchase, it is crucial to understand the following exemptions.

  • Cosmetic Procedure

It does not cover Cosmetic surgery of any form. Plastic surgery can be done in case of accident or injury situations.

  • Dental, Hearing, and Vision

Not all women’s health insurance covers dental, hearing, and vision procedures that don’t need hospitalization.

  • Continual Exclusions

Some conditions are permanently excluded, such as HIV, congenital disorders, deliberate injuries, and war-related injuries.

Tips to Choose the Best Health Insurance Plan for Women

Do you want to purchase a Health Insurance Plan for Women In India? If so, simply take your time and weigh the options before making a decision.

1. Look for the Right Insurance Protection

Choose a health plan that covers pre- and post-hospitalization care, childcare expenses, transportation, and conditions based on your family’s medical history.

2. Evaluate the Health Insurance Plan’s Affordability Within Your Budget

One of the first factors to take into account when selecting a health insurance plan is cost. While choosing a plan with the most coverage is important, you must also make sure that it is within your budget.

3. Don’t Forget to Consider Maternity Insurance

Consider purchasing health insurance that covers pregnancy if you’re a young woman. The cost of prenatal care has risen beyond affordability. Anyone seeking top-notch medical care shouldn’t be deterred by the expensive expense of hospitalization.

4. Before and after Hospitalization

Following your hospital admission, you’ll be responsible for paying for any further expenses like prescription drugs and doctor follow-up appointments. Select a policy that offers these advantages as well.


You can shield yourself from any unexpected issues caused by major illnesses or disorders peculiar to women by having a well-planned health insurance policy. Investing in a thorough women’s health insurance coverage is favorable for you and any female family members. Think about giving your mother, sister, or another valued family member this health coverage as a present to make sure they have the assistance they need for their medical needs.

Health Insurance Plan for Women in India – FAQS

Is Health Insurance Policy applicable in India?

Ans. Read your health insurance plan details carefully before enrolling in India. Preparedness is key for unexpected medical emergencies.

How does a Health Insurance Plan for Women in India handle unforeseen medical expenses?

Choose cashless payment for instant hospital coverage or medical expense reimbursement from your health insurance.

Will a woman be eligible for tax advantages if she buys health insurance?

Ans. You must purchase health insurance to benefit from tax deductions under Section 80D of the Income Tax Act of 1961.

Can I purchase women’s health insurance online?

Ans. It is possible to purchase women’s health insurance online through insurance websites.

Is purchasing a Health Insurance Plan for Women in India worthwhile?

Ans. Health Insurance Plan For Women In India is essential for covering medical costs. Health insurance has become a requirement for everyone due to the escalating expense of private healthcare.

LIC Policy Surrender Value Calculator


With an insurance policy, it is essential to navigate various aspects and understand the surrender value of a policy. LIC, a trusted name in the insurance industry, provides a powerful tool—the LIC Policy Surrender Value Calculator—to assist policyholders in making informed decisions.

In return for a regular payment known as the “Premium,” policyholders entrust the insurance company with the responsibility of providing either the death benefit to the nominee or the maturity benefit to the insured, as mentioned in the life insurance policy.

The surrender value of a life insurance policy from LIC is calculated by multiplying a single premium by 75% of the remaining term until maturity or the total term.

For term assurance policies with an increasing maturity date, the LIC surrender value calculator is computed through the following methods:

  • Multiply the single premium with 80% of the remaining term until maturity


  • Multiply the remaining term by the effective sum assured’s average at surrender and the effective sum assured at maturity


  • Taking the average of the initial sum assured and the effective sum assured at maturity.

Apart from providing surrender value estimates, the LIC Surrender Value Calculator also offers insights into the potential benefits of keeping the policy active until maturity. This can help policyholders weigh the pros and cons of surrendering against continuing with the policy.

This article will explain details on the lic surrender value calculator, so read on.

What is The LIC Policy Surrender Value Calculator?

The LIC Surrender Value Calculator is an accessible online tool that provides a convenient means to obtain essential information regarding the surrender of your LIC policy. You can get the approximate surrender value using the lic policy surrender value calculator.

This information includes:

  • Policyholder’s Name and Registered Mobile Number
  • Plan Name, Policy Term, and Number of Paid Premium Installments
  • Premium Amount and Mode of Payment
  • Total Number of Policy Years

It’s important to note that while the online lic surrender value calculator’s output offers a close approximation, the actual sum can be different. Additionally, the method used to calculate the surrender value can affect the final result.

The calculator’s user-friendly interface and straightforward input process make it accessible to policyholders of varying levels of financial literacy. It also explains how each component (premium paid, policy term, and accrued bonuses) affects the surrender value, offering valuable insights into the policy’s financial conditions.

Types Of LIC Policy Surrender Value

Distinguishing between the two types of surrender value is crucial for policyholders to make a financial decision:

1. Guaranteed Surrender Value

The insurance company assures a specific payout, known as the guaranteed surrender value if the policyholder chooses to surrender the policy within its term after it has acquired a surrender value. This value is typically a percentage of all the total premiums paid, barring any additional premiums for riders. The applicable percentage may vary depending on the policy term and the year of surrender under the policy’s conditions.

You can calculate the guaranteed surrender value using the below formula:

Guaranteed surrender value = Surrender value factor × Total premiums paid

2. Special Surrender Value

The special surrender value is a non-guaranteed sum that equals or surpasses the guaranteed surrender value. It considers factors such as the number of premium installments paid, the duration of the policy, and any accumulated bonuses.

To get the value of the special lic surrender value check, use this formula:

Basic sum assured × (Number of premiums paid or due + Cumulative bonuses) × Surrender value factor X

It’s important to note that LIC provides a specific formula for calculating these values, considering factors such as the policy’s tenure, premium payments, and accrued bonuses.

Guidelines to Follow for LIC Policy Surrender

Here are the steps a policyholder should take when surrendering an LIC policy:

  • Visit the nearest LIC branch to collect Form No. 5074, Application for Surrender/Discounted Value.
  • Ensure that Form No. 5074 is thoroughly completed and submit it with the relevant documents.
  • LIC will process the surrender request upon receiving the paperwork and supporting documents.
  • Once all necessary procedures for policy surrender are completed, and the surrender request is approved, the surrender value is directly transferred to the policyholder’s bank account.

Policyholders should also consider whether their specific policy’s special clauses or features could affect the surrender value. Some policies may have special cases regarding surrender, which you should thoroughly examine before surrendering the policy.

How is the Surrender Value Calculated with the LIC Policy Surrender Value Calculator?

You can check the surrender value of the lic policy calculator policy through one of two methods. For LIC policyholders looking to obtain the online LIC surrender value calculator, the following steps should be followed:

  • Begin by registering as a new user on LIC india. in.
  • Log in and select “Enrol Policies” from the left menu.
  • Visit “Click to Enroll New Policies” and click “Proceed.”
  • Enroll your policy by providing the policy number and the amount of premium paid, then click “Submit.”
  • After registering the insurance, select “View Enrolled Policies.”
  • Under the quotation “Loan and Bonus” tab, click “Click for Information.”
  • The integrated application will display the surrender value.

LIC Surrender Value Calculator Jeevan Anand

The LIC Surrender Value Calculator for Jeevan Anand provides a user-friendly online platform for quick premium and maturity amount calculations. This tool is mainly designed for the LIC New Jeevan Anand plan.

Using the LIC New Jeevan Anand Premium Calculator is an easy process. You can use the lic surrender value chart and input your details. The details include your desired sum assured for the LIC New Jeevan Anand Policy, the appropriate policy term, and your age. You will also need to provide your name, contact information, and, if applicable, your rider choice in the lic surrender value chart. Once you’ve entered all the necessary information, you can select the “calculate” option to determine the premium.

The lic surrender value calculator instantly calculates the premium amount per your details. It also provides options for various premium payment methods. Furthermore, the online lic surrender value calculator allows you to determine the maturity amount based on age and policy term. This tool enhances transparency and empowers policyholders by providing them with accurate financial information about their LIC New Jeevan Anand policy.

How Can I Use the LIC Policy Surrender Value Calculator app for the LIC New Jeevan Anand Premium?

Using three easy steps, you can use the LIC surrender value calculator for the LIC New Jeevan Anand policy.

To utilize the surrender value of the LIC policy calculator, follow these steps:

  • Activate the LIC policy surrender value calculator.
  • Specify the desired assured amount and insurance duration.
  • Provide the age of the insured person.
  • Click “compute” to conduct a LIC surrender value check after entering these basic details. The digital platform will promptly calculate the outcome and display it for you.


In conclusion, understanding the intricacies of LIC policy surrender and utilizing tools like the LIC surrender value calculator app and the surrender value of lic policy calculator can significantly empower policyholders to make informed decisions about their insurance investments. By following the given guidelines, individuals can confidently navigate the surrender process.

It’s important to remember that surrendering a policy is a significant financial decision, and careful consideration of the potential benefits and results is crucial. You should seek advice from LIC representatives or financial advisors to ensure the chosen path aligns with one’s long-term financial goals.

Ultimately, the LIC surrender value calculator is a valuable resource, providing transparency and clarity. Individuals can confidently take on their financial journey by leveraging this tool with a thorough understanding of policy terms.

LIC Policy Surrender Value Calculator – FAQs

Will the LIC surrender value calculator app give the same surrender value for all LIC policies?

Ans. No, the surrender value varies based on the specific type of policy and its associated terms and conditions.

How much will I receive if I surrender my LIC coverage after five years?

Ans: If premiums were paid for more than 4 but less than 5 years, you’ll receive 90% of the total maturity amount. You’ll receive the full sum assured if premiums were paid for over five years.

Can I surrender my LIC policy at any time?

Ans. While you can surrender a policy at any time, it’s crucial to note that the surrender value may fluctuate based on the policy’s tenure and type.

What happens if I surrender my life insurance policy before maturity?

Ans. Surrendering a policy before its maturity date may lead to a lower surrender value than waiting until maturity.

Where can I go to cancel my LIC policy?

A: You can surrender your LIC policy only at the current servicing branch where it is managed. Before surrendering, transfer the policy to your desired servicing branch. 

Can I revive my surrendered LIC policy?

Ans. In some instances, it may be possible to revive a surrendered policy by paying any remaining premiums and related penalties.

Are there tax implications when surrendering an LIC policy?

Ans. Yes, there can be tax consequences associated with surrendering an LIC policy. These are not calculated with the lic policy surrender value calculator. Therefore, you should consult a tax expert or financial advisor for personalized advice.

SBI Cibil Score Check: Free Details and Process


Any person’s credit history is one of the most influential factors determining their chance at securing other essential financial instruments such as loans, credit cards, etc. This credit history is calculated by a score called the CIBIL score. A CIBIL score stands for Credit Information Bureau Limited, which is a file that keeps a record of the credit history of any individual. Companies like SBI conduct an SBI cibil score check to grant any loan to the individual.

The SBI cibil score check happens by checking the member banks and other credit institutions about an individual’s financial and credit history. The SBI CIBIL score check relies on the Indian credit information business, also known as the CIBIL score.

A CIBIL score is very significant in India. Hence, it is essential to know everything about it. Since banks perform checks like SBI cibil score checks before granting permission for any loan or credit card, it is necessary to know all the details. This article will explore the specifics of checking your CIBIL score with the State Bank of India (SBI), one of the country’s leading financial institutions.

What is SBI CIBIL Score?

When you file for a loan, a public lender will check your loan request as per your CIBIL score. This process indicates the importance of this three-digit number, which represents your credit history and behavior. Therefore, to have a perfect SBI Cibil score check, it is crucial to know everything about it.

Four Indian credit information organizations keep track of anyone’s credit history. One of the most important is the TransUnion CIBIL, commonly known as CIBIL. The first thing banks and financial institutions in India check before granting any loan request is an individual’s CIBIL score. This CIBIL score details all the current and previous credit card transactions.

The CIBIL score ranges from 300 to 900, with higher figures indicating a more substantial financial profile. This score results from the SBI Cibil score check of risk associated with extending financial products to individuals. SBI relies on this metric to make informed decisions about loans and credit cards.

Since SBI is India’s largest lender and presently offers loans at a 6.70% annual interest rate, it is an ideal time to apply for a loan. Therefore, if you plan on applying for a loan, you should know what the SBI cibil score check is and how to check cibil score SBI for your reference. The article further talks about everything related to the SBI Cibil score check.

How to Check SBI Cibil Score?

It is easy to check the SBI cibil score by following these steps:

  • Visit the official SBI website or use the SBI mobile app.
  • Go to the dedicated SBI cibil score check section.
  • Add all the relevant details like your full name, date of birth, and gender.
  • After entering your personal details, you will be directed to the next page, where you will be asked to provide details like your residential address (present and permanent).
  • Further, you’ll have to add the proofs of your details like your Pan card details, Ration card, ID card details, etc.

Once you give all these details correctly, You can easily get an answer to “how to check my cibil score SBI”. Click on the box at the end, and your profile will have a permit to check Cibil score SBI.

After this SBI CIBIL score check process, you will get your CIBIL score in no time. Ensure to check the eligibility criteria of your preferred SBI loan before applying. If you think your current CIBIL score is insufficient to score your desired loan, focus on things that will help improve it in the next CIBIL score check.

Free CIBIL Score Check SBI for Home Loan

When it comes to securing an SBI home loan, your CIBIL score holds a significant influence. Before you apply for the loan, conduct a free cibil score check SBI to know your chances of scoring the loan. SBI checks your as well as your co-applicants CIBIL score. Though the bank has not stated a specific score for accepting the home loan, a higher score increases the chances of acceptance.

The higher score suggests that the applicant is capable of repaying the loan on time, making them more favorable over others. Generally, a cibil score check of 750 or above is ideal for higher chances. Additionally, the interest rates that SBI fixes will be above the benchmark rate per RBI standards if the SBI cibil score check-free number is high.

When you are cautious and take your “check my cibil score SBI” seriously, you can score cheaper interest rates and better loan conditions if you meet all the other basic requirements. Therefore, it is advisable to make an SBI cibil score check before applying for a home loan and aspire to keep it high for a great home loan deal.

CIBIL Score for SBI Personal Loan

Eligibility for a personal loan will also depend on your SBI cibil score check. SBI conducts an in-depth analysis of your credit history, current active loans, frequency, and habit of paying the interest amounts and dues on time. All these factors go behind the check SBI cibil score, ultimately deciding whether you will get a loan. All these factors also help determine the loan amount that a bank can sanction to you.

Even if SBI has not stated clearly, you should keep your CIBIL score above 750 to secure a loan without facing any problems. This score tells them you can be a trustworthy borrower, making your loan access easy. You can get up to a maximum loan term of 84 months, depending on your SBI cibil score, loan plan, etc.

However, the bank can impose fines on you if you fail to pay your installments on time. A continuous miss of timely payments results in the degradation of your CIBIL score.

Therefore, to be an attractive candidate for a personal loan, maintain a good CIBIL score.

CIBIL Score for SBI Credit Card

Similarly, when applying for an SBI credit card, your CIBIL score carries significant weight. It provides a snapshot of your creditworthiness, enabling SBI to determine the appropriate credit limit and terms for your card.

Generally, SBI looks for a CIBIL score of 700 or higher for credit card applicants. A higher score may also unlock a pool of great benefits, including lower interest rates, higher credit limits, and access to premium rewards programs.

Factors Affecting Check SBI CIBIL Score

Understanding the elements that impact your SBI CIBIL score is crucial in managing and improving your creditworthiness. These factors include:

1. Repayment History

As per the data, your repayment history holds significant importance in your CIBIL score. Timely payments reveal a great deal about your credit and repayment habits. Hence, timely payments of loans and credit card bills are the foundation of a positive score. Late or missed payments can have adverse effects and can lower your score.

However, lenders or loan providers also factor in things like your yearly income and employment history before making a final call.

2. Credit utilization ratio

The percentage of your available credit that you utilize impacts your score. A rule of thumb is to keep credit utilization below 30% to demonstrate responsible financial behavior. For example, if you have a credit limit of 2 lakhs per month, you should not spend more than 60,000 monthly. This helps in having an excellent cibil score check SBI.

3. Credit Mix

A credit card is an example of an unsecured loan, whereas home loans and auto loans are examples of secured loans. Balancing secured and unsecured credit showcases a diverse and responsible approach to borrowing. Hence, it is essential to maintain a balance of unsecured and secured loans to maintain a decent credit score.

4. Length of Credit History

A more extended credit history provides a more comprehensive view of your financial behavior and stability. It reflects that you are a disciplined borrower who makes your timely payments. A person without any credit history will have a zero CIBIL score. Therefore, a long credit history will ensure that you have a CIBIl score, and if you have been paying on time, you will have a good CIBIl score.

This assures the lender that you can pay their loan on time; with a free cibil score check SBI, your chances of loan approval increase.

5. Frequent Credit Requests

Making multiple hard inquiries within a short timeframe may signal financial instability and potentially lower your score. Similarly, opening multiple new accounts in a short period can temporarily lower your score, as it may indicate financial stress. This may negatively impact your CIBIl score.

Therefore, if you want to increase your limit or more loans, it is wise to stay within your limits and maintain a good CIBIl score within those limits. With this behaviour, your cibil score check will be great, and the bank may offer an increase themselves. 

How Does SBI Construe Your Creditworthiness Using the CIBIL Score?

If your Cibil score is high, it means you’ve handled your credit responsibilities well in the past. You’ve shown disciplined financial behavior. This puts you in the low-risk category, making you a preferred borrower for the bank. Because of this, the bank is likely to offer you a loan at lower interest rates and process your application quickly.

On the other hand, if your CIBIL score is low and keeps decreasing, it indicates that you may need to manage your finances more effectively. This could be seen as a potential risk for the bank. In these cases, your creditworthiness is lower, and there’s a chance you might struggle to repay the loan. SBI might hesitate to approve your loan application, concerned about possible repayment difficulties. Consequently, the bank might either turn down your application or provide the loan with higher interest rates.

It’s essential to understand that a low CIBIL score doesn’t guarantee a loan default, just as a high score doesn’t guarantee perfect EMI payments. However, the credit score helps lenders distinguish between borrowers who are likely to be reliable and those who may pose a higher risk. If your CIBIL score is below 750, taking steps to improve it can ensure it meets or surpasses this threshold when you apply for a loan in the future. This proactive approach can significantly strengthen your financial condition.

In essence, this detail will help you find how to check cibil score that meets SBI’s requirements:

  • 750 and above: Excellent creditworthiness
  • 700 – 749: Good creditworthiness
  • 650 – 699: Fair creditworthiness
  • Below 650: Poor creditworthiness


By grasping the importance and the process of how to check Cibil score SBI, you’re equipped to take charge of your financial well-being, making informed decisions about loans and credit products. Remember, nurturing a strong credit score is an important step toward achieving your financial aspirations. It empowers you to secure favorable loan terms, access premium credit card benefits, and ultimately, achieve your financial goals with confidence.

SBI Cibil Score Check – FAQs

Does checking my CIBIL score impact my credit negatively?

Ans. No, checking your own score is considered a soft inquiry and has no bearing on your credit.

How to check Cibil score SBI frequently so that it doesn’t affect my CIBIL score?

Ans. It’s wise to review your score at least annually or before applying for significant loans or credit products. However, the frequency of your “check my CIBIL Score SBI” doesn’t affect your CIBIL score.

What should I do if I discover errors in my SBI CIBIL report?

Ans. Report any discrepancies promptly to both SBI and CIBIL for rectification. 

Can a low CIBIL score be improved?

Ans. Yes, responsible financial behavior over time can lead to an improvement in your CIBIL score.

Is there a fee associated with checking my SBI CIBIL score?

Ans. You can do a SBI Cibil score check free of charge. SBI provides complimentary CIBIL score checks through its official channels.